4920 Lake Rd, Jefferson City, MO 65101 Property Records

Cole County property record for 4920 Lake Rd, Jefferson City, MO 65101

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,040 sqft · built 1971
Lot Size	5.06 acres (220,806 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,606 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`14-05-15-0000-001-003001`

Property Details

APN / Parcel Number

Primary APN	`14-05-15-0000-001-003001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,040 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Lot Area	220,806 sqft (5.06 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4920 LAKE RD
City	JEFFERSON CITY
State	MO
Zip	65101-8222
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT E 1/2 SE QTR
Legal Range	11W
Legal Township	43N
Legal Section	15
Jurisdiction	COLE MO
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3008
Census Tract	20198

Owner

4920 Lake Rd, a rural home, is owned by two individuals.

Source: Cole County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4924 LAKE RD, JEFFERSON CITY, MO 65101-8222
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage MID AMERICA BANK
Jan 19, 2023	Warranty Deed, Transfer · Conventional Mortgage MID AMERICA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	4920 LAKE RD, JEFFERSON CITY, MO 65101-8222
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000756/790
Date	Feb 16, 2024
Book Page	756/790
Instrument	202401057

Lender

Name	MID AMERICA BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 16, 2044

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Jan 19, 2023
Property Address	4920 LAKE RD, JEFFERSON CITY, MO 65101-8222
Document Number	000746/947
Book / Page	746 / 947
Instrument Date	Jan 13, 2023
Instrument	202300485
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4924 LAKE RD, JEFFERSON CITY, MO 65101-8222

Mortgage

Document Number	000746/948
Date	Jan 19, 2023
Book Page	746/948
Instrument	202300486

Lender

Name	MID AMERICA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 19, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 4920 Lake Rd was $1,606.

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Unified School District	Blair Oaks R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,540 (-) Land $3,690 Building $25,850
2025	$1,606.00	$29,540 Land $3,690 Building $25,850	$155,800 Land $19,700 Building $136,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4920 Lake Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (2015–2019)
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2019 · 2 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4920 Lake Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLE COUNTY PWSD 4 serves 7,568 people · EPA ID MO3024163
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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