4920 Copper Valley Dr E, Memphis, TN 38141 Property Records

Shelby County property record for 4920 Copper Valley Dr E, Memphis, TN 38141

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,148 sqft · built 1999
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on Record
Last Sale$91,000 (Apr 1999)
Tax Bill$1,234 (2025)
Deeds & MortgagesJan 2026 Mortgage
Dec 2016 Loan Modification
Flood ZoneZone X (minimal risk)
APN09-3719-K0-0025

Property Details

APN / Parcel Number

Primary APN09-3719-K0-0025

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,148 sqft Living Area
1st Floor Area1,148 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Lot Area6,000 sqft (0.138 acres)
PorchOpen Porch
Porch Area80 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address4920 COPPER VALLEY DR E
CityMEMPHIS
StateTN
Zip38141-8365
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionES COPPER VALLEY DR E
Legal SubdivisionWHISPERING MEADOWS PHASE 1
Legal Lot Number25
JurisdictionSHELBY TN
Township / Civil Division12
Census Block Group1
Census Block1005
Census Tract21754

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4920 COPPER VALLEY DR E, MEMPHIS, TN 38141-8365
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2026Deed of Trust, Mortgage · Loan Assumption
DEPARTMENT OF HOUSING & URBAN DEV
Dec 23, 2016Loan Modification, Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 1999 · Amount on Record
Deed SaleApr 23, 1999 · Amount on Record
Deed Document Number1999JH-2841
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address4920 COPPER VALLEY DR E, MEMPHIS, TN 38141-8365
Transaction TypeMortgage
Record UpdatedJan 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4920 COPPER VALLEY CV, MEMPHIS, TN 38141-8367

Mortgage

Document Number0026000285
DateJan 5, 2026
Instrument26000285
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressRECTORTOWN, VA 20140
Agreement
TypeLoan Assumption
AmountAmount Recorded
Term253 Months
DueFeb 1, 2047

December 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSHELBY TN
Property Address4920 COPPER VALLEY DR E, MEMPHIS, TN 38141-8365
Document Number0000074960
Instrument DateDec 23, 2016
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4920 COPPER VALLEY DR E MEMPHIS TN 381418365, MEMPHIS, TN 38141-8365

Mortgage

Document Number0000074960
DateJul 25, 2017
Instrument74960
Lender
NameWELLS FARGO BK
AddressFORT MILL, SC 29715
Agreement
AmountAmount Recorded
Term360 Months
DueJul 24, 2047
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,234.00 (-24.15%)$45,900 (+71.75%) Land $10,500 Building $35,400$183,600 (+71.75%) Land $42,000 Building $141,600
2023$26,725 Land $5,600 Building $21,125
2022$1,627.00
2021$106,900 Land $22,400 Building $84,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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