Cherokee County property record for 4920 Co Rd 16, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 980 sqft · built 1952 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $173,000 (Jun 2026) |
| Tax Bill | $204 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-12-09-32-0-000-001.004 |
| Primary APN | 13-12-09-32-0-000-001.004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 980 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 22,216 sqft (0.51 acres) |
| Account Number | 204261 |
|---|---|
| Street Address | 4920 COUNTY ROAD 16 |
| City | CENTRE |
| State | AL |
| Zip | 35960-3824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM @ NW COR NE/4 NE/4;S760 TO POB;SLY ALG ROW 198;S135;W107N165 TO POB |
| Legal Range | 11E |
| Legal Township | 10S |
| Legal Section | 32 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | SPRING GARDEN |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 956101 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4920 COUNTY ROAD 16, CENTRE, AL 35960-3824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2026 · Amount on Record |
| Deed Sale | Jun 8, 2026 · Amount on Record |
| Prior Sale | Jul 10, 2025 · Amount on Record |
| Deed Document Number | 2026244137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jun 8, 2026 |
| Property Address | 4920 COUNTY ROAD 16, CENTRE, AL 35960-3824 |
| Document Number | 0000244137 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 2026244137 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,473.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4920 COUNTY ROAD 16, CENTRE, AL 35960-3824 |
| Document Number | 0000244138, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 2026244138 |
| Name | FIRST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204.00 (+17.92%) | ||
| 2025 | $173.00 (+6.79%) | $1,240 (+8.77%) Land $920 Building $320 | $20,600 (+6.19%) Land $4,600 Building $16,000 |
| 2024 | $162.00 | $1,140 (-70.62%) Land $840 Building $300 | $19,400 (-) Land $4,200 Building $15,200 |
| 2023 | $162.00 | $3,880 (+240.35%) | $19,400 (-) Land $4,200 Building $15,200 |
| 2022 | $162.00 | $1,140 Land $840 Building $300 | $19,400 Land $4,200 Building $15,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 95% of Alabama |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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