4920 Cliff Dr, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4920 Cliff Dr, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,417 sqft · built 1995
Lot Size	0.083 acres (3,615 sqft)
Owner	Company Name on File
Last Sale	$4,325,000 (Mar 2025)
Tax Bill	$13,313 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`034-052-14`

Property Details

APN / Parcel Number

Primary APN	`034-052-14`
Alternative APN	`034-052-14-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,417 sqft Living Area
Gross Area	2,647 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2015
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,615 sqft (0.083 acres)
Terrain	Steep
View / Lot	Ocean
Garage Type	Attached
Garage Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4920 CLIFF DR
City	CAPITOLA
State	CA
Zip	95010-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP C7 973
Legal Subdivision	RODEO RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1002
Census Tract	121602

Owner

Source: Santa Cruz County records · APN 034-052-14

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	16221 SHORT RD, LOS GATOS, CA 95032-4839
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 25, 2025 · Amount on Record
Deed Sale	Mar 25, 2025 · Amount on Record
Deed Document Number	20255692
Prior Transfer Date	Feb 28, 2012
Prior Transfer Doc	0000011695
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4920 CLIFF DR, CAPITOLA, CA 95010-3222
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMROCK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030573
Date	Oct 04, 2019
Instrument	2019-0030573

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,411,500 (+321.22%) Land $3,799,500 Building $612,000
2025	$13,313.00 (+10.39%)	$1,047,312 (+4.04%) Land $789,474 Building $257,838
2023	$12,060.00 (+1.15%) Homeowner's exemption	$1,006,644 Land $758,818 Building $247,826	$2,245,590
2022	$11,923.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), as of July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871216021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	8 (2008–2023)
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet, Cruzio Internet, Xfinity.

Based on FCC filings for 822 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA4410017, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.