4920 Chickpea St, Middleburg, FL 32068 Property Records

Clay County property record for 4920 Chickpea St, Middleburg, FL 32068

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,108 sqft · built 1999
Lot Size	1.13 acres (49,484 sqft)
Owner	2 Individual Names on File
Tax Bill	$419 (2025)
Deeds & Mortgages	Jun 2023 Reverse Mortgage Jun 2024 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32-05-24-006698-354-00`

Property Details

APN / Parcel Number

Primary APN	`32-05-24-006698-354-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,108 sqft Living Area
1st Floor Area	2,108 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	49,484 sqft (1.13 acres)
Lot Dimensions	300 ft deep x 165 ft wide
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	4920 CHICKPEA ST
City	MIDDLEBURG
State	FL
Zip	32068-5914
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 7 BLK 144 BLACK CREEK PARK UNIT 1 AS REC OR 1905 PG 1787,3255 PG 1864,4778 PG 2081 &
Legal Range	24E
Legal Township	05S
Legal Section	32
Legal Subdivision	BLACK CREEK PARK UNIT 1
Legal Block	144
Legal Lot Number	7
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1046
Census Tract	30106

Owner

4920 Chickpea St, a mobile home, is owned and occupied by two individuals who acquired it in June 2024.

Source: Clay County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4920 CHICKPEA ST, MIDDLEBURG, FL 32068-5914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Jun 24, 2024	Deed of Trust, Mortgage · Reverse Mortgage USDA
Jun 24, 2024	Intrafamily Transfer, Transfer SUMMIT SETTLEMENT SERVICES
Jun 24, 2024	Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage SOUTH RIVER MORTGAGE LLC
Dec 7, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2010
Deed Sale	Nov 4, 2010
Prior Sale	Dec 27, 2000 · Amount on File
Deed Document Number	201060343
Deed Book / Page	3255 / 1864
Last Transfer Date	Jun 10, 2024
Transfer Doc	0048322078
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4920 CHICKPEA ST, MIDDLEBURG, FL 32068-5914
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4920 CHICKPEA ST, MIDDLEBURG, FL 32068-5914

Mortgage

Document Number	0047260420
Date	Jun 5, 2023
Book Page	4726/420
Instrument	2023027627

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	857 Months
Due	Nov 17, 2094

Interest

Rate Type	Adjustable Rate
Rate	7.41%
Type Change Date	Jul 1, 2023
Change Frequency	Monthly
Max Rate At Change	12.4%
Index	1-Year T-Bill
Max Rate	12.4%

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4920 CHICKPEA ST, MIDDLEBURG, FL 32068-5914
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4920 CHICKPEA ST, MIDDLEBURG, FL 32068-5914

Mortgage

Document Number	0048322097
Date	Jun 24, 2024
Book Page	4832/2097
Instrument	2024029246

Lender

Name	USDA
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	845 Months
Due	Nov 17, 2094

Interest

Rate Type	Adjustable Rate

June 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Jun 24, 2024
Property Address	4920 CHICKPEA ST, MIDDLEBURG, FL 32068-5914
Document Number	0048322078
Book / Page	4832 / 2078
Map Reference	MB 11 PG 21-33
Instrument Date	Jun 10, 2024
Instrument	2024029244
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	SUMMIT SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4920 CHICKPEA ST, MIDDLEBURG, FL 32068-5914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4920 CHICKPEA ST, MIDDLEBURG, FL 32068-5914

June 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CLAY FL
Recording Date	Jun 24, 2024
Property Address	4920 CHICKPEA ST, MIDDLEBURG, FL 32068-5914
Document Number	0048322076
Book / Page	4832 / 2076
Map Reference	MB 11 PG 21-33
Instrument Date	Jun 10, 2024
Instrument	2024029243
Transaction Type	Transfer
Record Updated	Jul 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048322080
Date	Jun 24, 2024
Book Page	4832/2080
Instrument	2024029245

Lender

Name	SOUTH RIVER MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	ANNAPOLIS, MD 21401

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	845 Months
Due	Nov 17, 2094

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Dec 7, 2023
Property Address	4920 CHICKPEA ST, MIDDLEBURG, FL 32068-5914
Document Number	0047782081
Book / Page	4778 / 2081
Map Reference	MB 11 PG 21-33
Instrument Date	Nov 27, 2023
Instrument	2023059877
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4020 CHICKPEA STREET, MIDDLEBURG, FL 32068

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4920 CHICKPEA ST, MIDDLEBURG, FL 32068-5914

Tax Assessment & Valuation

The 2025 property tax bill for 4920 Chickpea St was $419, up 4.2% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$419.00 (+4.23%)	$68,303	$206,393 Land $28,000 Building $178,393
2024	$402.00 (-44.17%)
2023	$720.00 (+7.3%) Homeowner's exemption Widower's exemption	$64,446 (+3%)	$176,925 (+31.15%) Land $21,500 Building $155,425
2022	$671.00 Homeowner's exemption	$62,569	$134,903 Land $16,000 Building $118,903

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4920 Chickpea St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4920 Chickpea St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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