492 Winter St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 492 Winter St, Woonsocket, RI 02895 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,536 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Dec 2023)
Tax Bill	$4,052 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3047050`

Property Details

APN / Parcel Number

Primary APN	`3047050`
Alternative APN	`WOON M:19E L:115 U:11`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	2,945 sqft
1st Floor Area	888 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3047050
Street Address	492 WINTER ST
City	WOONSOCKET
State	RI
Zip	02895-1176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	115
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	2
Census Block	2001
Census Tract	17300

Owner

Source: Woonsocket City records · APN 3047050

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	492 WINTER ST, WOONSOCKET, RI 02895-1176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage THE WASHINGTON TRUST CO OF WESTERLY
Sep 11, 2023	Guardian's Deed, Transfer · Commercial Mortgage STEPHEN VOISINET

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2023 · Amount on Record
Deed Sale	Dec 01, 2023 · Amount on Record
Prior Sale	Sep 11, 2023 · Amount on Record
Deed Book / Page	2843 / 177
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Dec 01, 2023
Property Address	492 WINTER ST, WOONSOCKET, RI 02895-1176
Document Number	002843-177
Book / Page	2843 / 177
Instrument Date	Nov 30, 2023
Instrument	230420
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	492 WINTER ST, WOONSOCKET, RI 02895-1176

Mortgage

Document Number	0000230421
Date	Dec 01, 2023
Instrument	230421

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	002843-191
Date	Dec 01, 2023
Book Page	2843/191
Instrument	230422

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

September 2023: Guardian's Deed, Transfer

Document Type	Guardian's Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Sep 11, 2023
Property Address	492 WINTER ST, WOONSOCKET, RI 02895-1176
Document Number	002827-170
Book / Page	2827 / 170
Instrument Date	Sep 08, 2023
Instrument	229179
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 ROSEWOOD DR, LINCOLN, RI 02865-4617

Mortgage

Document Number	0000229180
Date	Sep 11, 2023
Instrument	229180

Lender

Name	STEPHEN VOISINET

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	002827-186
Date	Sep 11, 2023
Book Page	2827/186
Instrument	229181

Lender

Name	SOUTH SHORE FUNDING LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,052.00 (+18.69%)	$360,800 (+47.75%) Land $105,300 Building $255,500
2023	$3,414.00	$244,200 (-) Land $93,400 Building $150,800
2022	$3,414.00	$244,200 Land $93,400 Building $150,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 592 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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