Gilmer County property record for 492 Sutton Rd, Ellijay, GA 30540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,352 sqft · built 1960 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $248,000 (Sep 2021) |
| Tax Bill | $1,021 (2025) |
| Deeds & Mortgages | Dec 2015 Mortgage Oct 2008 Mortgage + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3054 076 |
| Primary APN | 3054 076 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,352 sqft Heated Area |
| Gross Area | 1,404 sqft |
| 1st Floor Area | 1,352 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Vinyl |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 28,750 sqft (0.66 acres) |
| Garage Type | Carport |
| Garage Area | 320 sqft |
| Carport | Carport |
| Carport Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 90 sqft |
| Storage Building | 255 sqft |
| Pole Barn | 133 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3243 |
|---|---|
| Street Address | 492 SUTTON RD |
| City | ELLIJAY |
| State | GA |
| Zip | 30540-6664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PB 2-210 |
| Legal Subdivision | SURVEY FOR FERRELL TEAGUE |
| Jurisdiction | GILMER GA |
| Township / Civil Division | CARTERS LAKE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 80401 |
Source: Gilmer County records, as of February 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 132 WHITE OAK DR, ELLIJAY, GA 30540-8231 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2015 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| Oct 31, 2008 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Jan 20, 2006 | Deed of Trust, Mortgage · Conventional Mortgage AMERIQUEST MORTGAGE |
| Oct 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Sep 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL |
| Sep 13, 2021 | Warranty Deed, Transfer |
| Oct 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Dec 4, 2015 | Warranty Deed, Transfer |
| Dec 1, 2010 | Deed, Transfer · FHA Mortgage PROFESSIONAL LENDING LLC |
| Apr 22, 2010 | Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2021 · Amount on Record |
| Deed Sale | Sep 13, 2021 · Amount on Record |
| Prior Sale | Oct 10, 2019 · Amount on Record |
| Deed Document Number | 20213790 |
| Deed Book / Page | 2425 / 305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILMER GA |
| Property Address | 492 SUTTON RD, ELLIJAY, GA 30540-6664 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001951/458 |
|---|---|
| Date | Dec 23, 2015 |
| Book Page | 1951/458 |
| Instrument | 006782 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILMER GA |
| Property Address | 492 SUTTON RD, ELLIJAY, GA 30540-6664 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001508/497 |
|---|---|
| Date | Oct 31, 2008 |
| Book Page | 1508/497 |
| Instrument | 008897 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILMER GA |
| Property Address | 492 SUTTON RD, ELLIJAY, GA 30540-6664 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001225/215 |
|---|---|
| Date | Jan 20, 2006 |
| Book Page | 1225/215 |
| Instrument | 000928 |
| Name | AMERIQUEST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILMER GA |
| Property Address | 492 SUTTON RD, ELLIJAY, GA 30540-6664 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 492 SUTTON RD, ELLIJAY, GA 30540-6664 |
| Document Number | 0000002202/0000000472 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 0000002202/0000000472 |
| Instrument | 006211 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILMER GA |
| Recording Date | Sep 13, 2021 |
| Property Address | 492 SUTTON RD, ELLIJAY, GA 30540-6664 |
| Document Number | 002425/305 |
| Book / Page | 2425 / 305 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021-003790 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 492 SUTTON RD, ELLIJAY, GA 30540-6664 |
| Document Number | 0000009322 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 009322 |
| Name | HOMESTAR FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILMER GA |
| Recording Date | Sep 13, 2021 |
| Property Address | 492 SUTTON RD, ELLIJAY, GA 30540-6664 |
| Document Number | 002425/305 |
| Book / Page | 2425 / 305 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021-003790 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 492 SUTTON RD, ELLIJAY, GA 30540-6664 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILMER GA |
| Recording Date | Oct 10, 2019 |
| Property Address | 492 SUTTON RD, ELLIJAY, GA 30540-6664 |
| Document Number | 002202/471 |
| Book / Page | 2202 / 471 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 2019-002696 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 492 SUTTON RD, ELLIJAY, GA 30540-6664 |
| Document Number | 0000002202/0000000472 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 0000002202/0000000472 |
| Instrument | 006211 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILMER GA |
| Recording Date | Dec 4, 2015 |
| Property Address | 492 SUTTON RD, ELLIJAY, GA 30540-6664 |
| Document Number | 001951/456 |
| Book / Page | 1951 / 456 |
| Instrument Date | Dec 4, 2015 |
| Instrument | 2015-002868 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 492 SUTTON RD, ELLIJAY, GA 30540-6664 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GILMER GA |
| Recording Date | Dec 1, 2010 |
| Property Address | 492 SUTTON RD, ELLIJAY, GA 30540-6664 |
| Document Number | 001643/431 |
| Book / Page | 1643 / 431 |
| Instrument Date | Nov 24, 2010 |
| Instrument | 061-2010-002720 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 MARIETTA ST NW # NW8TH, NW8TH, ATLANTA, GA 30303-2812 |
| Name | Verified Name |
|---|---|
| Address | 1604 OLD PARKER PLACE RD, ELLIJAY, GA 30536-4902 |
| Document Number | 001643/433 |
|---|---|
| Date | Dec 1, 2010 |
| Book Page | 1643/433 |
| Name | PROFESSIONAL LENDING LLC |
|---|---|
| Type | Lending Institution |
| Address | AUGUSTA, GA 30907 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GILMER GA |
| Recording Date | Apr 22, 2010 |
| Property Address | 492 SUTTON RD, ELLIJAY, GA 30540-6664 |
| Document Number | 001607/274 |
| Book / Page | 1607 / 274 |
| Instrument Date | Feb 2, 2010 |
| Instrument | 061-2010-000271 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3415 VISION DR, COLUMBUS, OH 43219-6009 |
| Name | Verified Name |
|---|---|
| Address | 3525 PIEDMONT RD NE BLDG 5-310, 5-310, ATLANTA, GA 30305-1586 |
| Mail Care Of | PEMCO LTD |
| Investor | Possibly a Property Investor |
Source: Gilmer County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Gilmer County |
| Unified School District | Gilmer County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,021.00 (-16.11%) | $66,132 (-13.13%) Land $6,880 Building $59,252 | $165,330 (-13.13%) Land $17,200 Building $148,130 |
| 2023 | $1,217.00 | $76,124 Land $4,800 Building $71,324 | $190,310 Land $12,000 Building $178,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 90% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ETC Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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