Berkeley County property record for 492 Sutton Dr, Falling Waters, WV 25419
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 4 ba · 3,360 sqft · built 1999 |
| Lot Size | 9 acres (392,040 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $23,200 (Sep 2016) |
| Tax Bill | $3,238 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-5-0005.0011 |
| Primary APN | 02-5-0005.0011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,360 sqft Living Area |
| 1st Floor Area | 1,312 sqft |
| Basement Area | 416 sqft |
| Finished Basement | 416 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Modern |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 392,040 sqft (9 acres) |
| Deck Area | 3,110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 07218619 |
|---|---|
| Street Address | 492 SUTTON DR |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-4190 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 9 AC TRACK K & ADD PCL C PLAT OF SURVEY HENRY |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 971104 |
Source: Berkeley County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 492 SUTTON DR, FALLING WATERS, WV 25419-4190 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2016 · Amount on Record |
| Deed Sale | Sep 30, 2016 · Amount on Record |
| Deed Document Number | 20160034985 |
| Deed Book / Page | 1149 / 499 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 492 SUTTON DR, FALLING WATERS, WV 25419-4190 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003951/664 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 3951/664 |
| Instrument | 20220034139 |
| Name | SUMMIT COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Sep 25, 2057 |
| Rate Type | Fixed Rate |
|---|
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,238.00 (-1.97%) Additional exemption filed | $266,400 (+1.9%) Land $53,220 Building $213,180 | $444,000 (+1.9%) Land $88,700 Building $355,300 |
| 2023 | $3,303.00 Additional exemption filed | $261,420 Land $45,720 Building $215,700 | $435,700 Land $76,200 Building $359,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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