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492 Spruce St, Berkeley, CA 94708 Property Records

Alameda County property record for 492 Spruce St, Berkeley, CA 94708 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,084 sqft · built 1935
Lot Size0.115 acres (5,000 sqft)
OwnerCompany Name on File
Last Sale$490,000 (Mar 1997)
Tax Bill$18,114 (2025)
Deeds & MortgagesAug 2023 Mortgage
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN62-2945-20

Property Details

APN / Parcel Number

Primary APN62-2945-20
Alternative APN
  • 062-2945-020-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories3 Stories
Building Area3,084 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1948
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)

Location & Zoning

Street Address492 SPRUCE ST
CityBERKELEY
StateCA
Zip94708-1248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00020 BLK: AR: 0062 PAGE: 2945
Legal SubdivisionTHOUSAND OAKS HEIGHTS
Legal Block7
Legal Lot Number23
JurisdictionALAMEDA CA
Township / Civil DivisionBERKELEY
Census Block Group1
Census Block1003
Census Tract421200

Owner

Source: Alameda County records · APN 62-2945-20

Assessment roll updated August 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address492 SPRUCE ST, BERKELEY, CA 94708-1248
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 02, 2023Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Aug 16, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
US BANK NA
Jan 15, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 21, 1997 · Amount on Record
Deed SaleMar 21, 1997 · Amount on Record
Deed Document Number199773786
Last Transfer DateOct 21, 2011
Transfer Doc0000310200
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address492 SPRUCE ST, BERKELEY, CA 94708-1248
Transaction TypeMortgage
Record UpdatedAug 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address492 SPRUCE ST, BERKELEY, CA 94708-1248

Mortgage

Document Number0000087589
DateAug 02, 2023
Instrument2023087589
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term147 Months
DueNov 01, 2035

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address492 SPRUCE ST, BERKELEY, CA 94708-1248
Transaction TypeMortgage
Record UpdatedSep 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address492 SPRUCE ST, BERKELEY, CA 94708-1248

Mortgage

Document Number0000277994
DateAug 16, 2021
Instrument2021277994
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term171 Months
DueNov 01, 2035

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address492 SPRUCE ST, BERKELEY, CA 94708-1248
Transaction TypeMortgage
Record UpdatedSep 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000277995
DateAug 16, 2021
Instrument2021277995
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeStand-Alone Second Mortgage

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address492 SPRUCE ST, BERKELEY, CA 94708-1248
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOLIDIFI

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006880
DateJan 15, 2019
Instrument2019006880
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 19, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Alameda County records · Assessment roll updated August 5, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityBerkeley City
Unified School DistrictBerkeley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$895,170 (+1.21%) Land $244,190 Building $657,980
2025$18,114.00 (+15.38%) Homeowner's exemption$884,481 (+4.04%) Land $239,402 Building $645,079
2023$15,699.00 Homeowner's exemption$850,141 Land $230,107 Building $620,034$2,054,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Alameda County (06001C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060014212001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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