492 Smith Rd, Postville, IA 52162 Property Records

Allamakee County property record for 492 Smith Rd, Postville, IA 52162 · Last verified October 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 1981
Square Footage2,412 sqft Living Area
Lot Size140,699 sqft (3.23 acres)
OccupancyOwner Occupied
Last Sale$95,000 (2013)
Tax Bill$3,490.00 (2022)

Property Details

APN / Parcel Number

Primary APN1908400007

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Total Rooms12 Rooms
Building Area2,412 sqft Living Area
Basement Area876 sqft Basement
Finished Basement799 sqft Finished
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1981
Architectural StyleModular Style
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Foundation TypeConcrete Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area140,699 sqft (3.23 acres)
Parking Spaces5 Parking Spaces
Garage TypeMixed Garage
Garage Area864 sqft Garage
CarportCarport
Carport Area576 sqft Carport
Deck Area80 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address492 SMITH RD
CityPOSTVILLE
StateIA
Zip52162-8604
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 4 NE NE 17-96-6; LOT 2 SE SE
Legal Block400
Legal Lot Number2,4
JurisdictionALLAMAKEE IA
Minor Civil DivisionPOST
Census Blockgroup1
Census Block1008
Census Tract960500

Owner

Source: Allamakee County records · APN 1908400007

Assessment roll updated May 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address492 SMITH RD, POSTVILLE, IA 52162-8604
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2018Deed of Trust, Mortgage · Conventional Mortgage
DECORAH BANK & TRUST CO
Sep 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
DECORAH BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 25, 2013 · Amount on Record
Deed SaleSep 25, 2013 · Amount on Record
Deed Doc Number2013 2242
Record RefreshedJun 07, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLAMAKEE IA
Property Address492 SMITH RD, POSTVILLE, IA 52162-8604
Transaction TypeMortgage
Record UpdatedApr 01, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20182131
DateSep 18, 2018
Instrument2018 2131
Lender
NameDECORAH BANK & TRUST CO
TypeBank
AddressDECORAH, IA 52101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLAMAKEE IA
Property Address492 SMITH RD, POSTVILLE, IA 52162-8604
Transaction TypeMortgage
Record UpdatedApr 01, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20191963
DateSep 16, 2019
Instrument2019 1963
Lender
NameDECORAH BANK & TRUST CO
TypeBank
AddressDECORAH, IA 52101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: Allamakee County records · Assessment roll updated May 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateIowa
CountyAllamakee County
Unified School DistrictPostville Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$316,200 (+33.36%) Land $36,000 Building $280,200$316,200 (+33.36%) Land $36,000 Building $280,200
2022$3,490.00 Homeowner's exemption$237,100 Land $36,000 Building $201,100
2021$237,100 Land $36,000 Building $201,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allamakee County (19005C), updated April 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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