Rutherford County property record for 492 S Mountain Rd, Bostic, NC 28018
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,508 sqft · built 2016 |
| Lot Size | 5.07 acres (221,285 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,356 (2022) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1651200 |
| Primary APN | 1651200 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,508 sqft Heated Area |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 221,285 sqft (5.07 acres) |
| Garage Area | 672 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 32 sqft |
| Patio Area | 32 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Account Number | 56829 |
|---|---|
| Street Address | 492 S MOUNTAIN RD |
| City | BOSTIC |
| State | NC |
| Zip | 28018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR1 PL37-73 |
| Legal Tract | 1 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | LOGAN STORE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 960103 |
Source: Rutherford County records, as of September 13, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 492 S MOUNTAIN RD, BOSTIC, NC 28018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0001124719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Sep 14, 2026 |
| Property Address | 492 S MOUNTAIN RD, BOSTIC, NC 28018 |
| Document Number | 2106004004 |
| Book / Page | 2106 / 4004 |
| Instrument Date | Sep 9, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 496 S MOUNTAIN RD, BOSTIC, NC 28018-8592 |
| Document Number | 2106004004, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 2106/4004 |
| Name | US BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 19, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $316,400 Land $56,300 Building $260,100 | $316,400 Land $56,300 Building $260,100 | |
| 2022 | $1,356.00 | ||
| 2021 | $1,356.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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