492 S 540 E, Smithfield, UT 84335 Property Records

Cache County property record for 492 S 540 E, Smithfield, UT 84335

Property Summary

Property Type	Single Family Home
Details	2,808 sqft · built 2003
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jun 2018)
Tax Bill	$3,160 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-161-0086`

Property Details

APN / Parcel Number

Primary APN	`08-161-0086`

Interior

Building Area	2,808 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	18,731 sqft (0.43 acres)

Location & Zoning

Street Address	492 S 540 E
City	SMITHFIELD
State	UT
Zip	84335-1370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 86 EAST SKY VIEW SUBD PH 10 CONT 0.43 AC
Legal Subdivision	EAST SKY VIEW SUBD PH 10
Legal Lot Number	86
Jurisdiction	CACHE UT
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2025
Census Tract	202

Owner

Source: Cache County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	492 S 540 E, SMITHFIELD, UT 84335-1370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage CACHE VALLEY BANK
Jun 28, 2018	Warranty Deed, Transfer · Conventional Mortgage CACHE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2018 · Amount on Record
Deed Sale	Jun 28, 2018 · Amount on Record
Prior Sale	Apr 13, 2009 · Amount on Record
Deed Document Number	20181198678
Deed Book / Page	2026 / 830
Prior Transfer Date	Apr 8, 2009
Prior Transfer Doc	1565/1531
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	492 S 540 E, SMITHFIELD, UT 84335-1370
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1180055
Date	Sep 15, 2017
Instrument	1180055

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	492 S 540 E, SMITHFIELD, UT 84335-1370
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	PINNACLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2165/737
Date	Jul 27, 2020
Book Page	2165/737
Instrument	1253785

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84321

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Aug 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Jun 28, 2018
Property Address	492 S 540 E, SMITHFIELD, UT 84335-1370
Document Number	2026/0830
Book / Page	2026 / 0830
Map Reference	DOC796501
Instrument Date	Jun 27, 2018
Instrument	1198678
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	PINNACLE LAND TITLE, PINNACLE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	492 S 540 E, SMITHFIELD, UT 84335-1370

Mortgage

Document Number	1198679
Date	Jun 28, 2018
Instrument	1198679

Lender

Name	CACHE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Smithfield City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,160.00 (-7%)	$423,130 (+4.84%)	$769,324 (+4.84%) Land $162,400 Building $606,924
2023	$3,398.00	$403,600	$733,818 Land $79,800 Building $654,018

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD CITY serves 10,223 people · EPA ID UTAH03020
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Google Fiber, Rise Broadband.

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