492 Pine St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 492 Pine St, Lowell, MA 01851

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,175 sqft · built 1910
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$495,000 (Feb 2021)
Tax Bill$6,958 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM00560

Property Details

APN / Parcel Number

Primary APNM00560
Alternative APNs
  • LOWE M:74 B:4655 L:492
  • M:000074 T:M00560

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,175 sqft Living Area
Gross Area4,016 sqft
1st Floor Area908 sqft
Basement Area888 sqft
Unfinished Basement888 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional
Exterior MaterialStucco
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberM00560
Street Address492 PINE ST
CityLOWELL
StateMA
Zip01851-2920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSSF
Legal SubdivisionPLAN 4811-B
Legal Block4655
Legal Lot Number492
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1001
Census Tract311600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Tyler Park Historic District
listed 1989 · 373 contributing resources · NRIS 89001056

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Lowell City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address492 PINE ST, LOWELL, MA 01851-2920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2021 · Amount on Record
Deed SaleFeb 2, 2021 · Amount on Record
Prior SaleAug 1, 2014 · Amount on Record
Record UpdatedSep 20, 2026

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateFeb 2, 2021
Property Address492 PINE ST, LOWELL, MA 01851-2920
Document Number309282
Instrument DateDec 12, 2020
Instrument309282
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address492 PINE ST, LOWELL, MA 01851-2920

Mortgage

Document Number309283
DateFeb 2, 2021
Instrument309283
Lender
NameNEW FED MORTGAGE CORP
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,958.00 (+5.58%)$606,100 (+9.54%) Land $214,800 Building $391,300$575,510 (+0.25%)
2024$6,590.00 (+6.05%)$553,300 (+10.59%) Land $184,000 Building $369,300$574,085
2023$6,214.00$500,300 Land $160,000 Building $340,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1979–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimDec 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on Pine St

Nearby Streets

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