DeSoto County property record for 492 Oakhurst Dr, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,356 sqft · built 1970 |
| Lot Size | 0.41 acres (17,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $313,500 (May 2026) |
| Tax Bill | $1,864 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-6-13-06-1-00028-00 |
| Primary APN | 3-08-6-13-06-1-00028-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,356 sqft Adjusted Area |
| 1st Floor Area | 1,504 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 17,841 sqft (0.41 acres) |
| Lot Dimensions | 140 ft deep x 99 ft wide |
| Patio Area | 350 sqft |
| Utility Building | 168 sqft |
| Street Address | 492 OAKHURST DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 |
| Legal Description | NORTHWOOD SD SEC A LOT 28 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 13 |
| Legal Subdivision | NORTHWOOD SD |
| Legal Lot Number | 28 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 71122 |
Source: DeSoto County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 492 OAKHURST DR, HERNANDO, MS 38632-1125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| May 14, 2026 | Warranty Deed, Transfer · FHA Mortgage EAGLE BANK AND TRUST COMPANY |
| May 14, 2026 | Warranty Deed, Transfer · FHA Mortgage EAGLE BANK AND TRUST COMPANY |
| Jun 27, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on Record |
| Deed Sale | May 14, 2026 · Amount on Record |
| Prior Sale | Jun 27, 2022 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 1026 / 8373 |
| Prior Transfer Date | Jun 23, 2022 |
| Prior Transfer Doc | 0001002/14 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 492 OAKHURST DR, HERNANDO, MS 38632-1125 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 492 OAKHURST DR, HERNANDO, MS 38632-1125 |
| Document Number | 005659/137 |
|---|---|
| Date | Jan 18, 2023 |
| Book Page | 5659/137 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Nov 16, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 14, 2026 |
| Property Address | 492 OAKHURST DR, HERNANDO, MS 38632-1125 |
| Document Number | 1026008373 |
| Book / Page | 1026 / 8373 |
| Instrument Date | May 14, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | REALITY TITLE, REALTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 492 OAKHURST DR, HERNANDO, MS 38632-1125 |
| Document Number | 5663052838, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 5663/52838 |
| Name | EAGLE BANK AND TRUST COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 14, 2026 |
| Property Address | 492 OAKHURST DR, HERNANDO, MS 38632-1125 |
| Document Number | 01026/8373 |
| Book / Page | 1026 / 8373 |
| Instrument Date | May 14, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | REALTY TITLE INC, REALTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 492 OAKHURST DR, HERNANDO, MS 38632-1125 |
| Document Number | 5663052838, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 5663/52838 |
| Name | EAGLE BANK AND TRUST COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 27, 2022 |
| Property Address | 492 OAKHURST DR, HERNANDO, MS 38632-1125 |
| Document Number | 0001002/14 |
| Book / Page | 1002 / 14 |
| Map Reference | MB 4 PG 22 |
| Instrument Date | Jun 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | TRINITY TITLE COMPANY, REALTY T&E CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 226 GREEN T LAME N, HERNANDO, MS 38632 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 492 OAKHURST DR, HERNANDO, MS 38632-1125 |
| Document Number | 0005557520 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 5557/520 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,864.00 (+15.06%) | $16,001 (+36.96%) Land $2,000 Building $14,001 | $160,008 (+36.96%) Land $20,000 Building $140,008 |
| 2023 | $1,620.00 | $11,683 | $116,830 Land $20,000 Building $96,830 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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