492 Oak Park Dr, Brevard, NC 28712 Property Records

Transylvania County property record for 492 Oak Park Dr, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,527 sqft · built 1966
Lot Size	0.66 acres (28,587 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,000 (Dec 2014)
Tax Bill	$2,308 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8596-16-5963-000`

Property Details

APN / Parcel Number

Primary APN	`8596-16-5963-000`
Alternative APN	`70420990`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,527 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	28,587 sqft (0.66 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70420990
Street Address	492 OAK PARK DR
City	BREVARD
State	NC
Zip	28712-3986
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	OAK PARK DRIVE
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	BREVARD
Census Block Group	2
Census Block	2005
Census Tract	960301

Owner

Source: Transylvania County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	492 OAK PARK DR, BREVARD, NC 28712-3986
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2014 · Amount on Record
Deed Sale	Dec 19, 2014 · Amount on Record
Deed Document Number	20145521
Deed Book / Page	712 / 386
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	492 OAK PARK DR, BREVARD, NC 28712-3986
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW ME

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009630740
Date	Feb 1, 2021
Book Page	963/740
Instrument	2021000819

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	492 OAK PARK DR, BREVARD, NC 28712-3986
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008970011
Date	Oct 11, 2019
Book Page	897/011
Instrument	2019005315

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Brevard City
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,308.00 (+35.29%)	$562,330 (+98.8%) Land $88,000 Building $474,330	$562,330 (+98.8%) Land $88,000 Building $474,330
2023	$1,706.00	$282,860 Land $80,000 Building $202,860	$282,860 Land $80,000 Building $202,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BREVARD serves 11,336 people · EPA ID NC0188010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	2,000 / 200

May also be available: Optimum, Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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