492 N 550 W, Orem, UT 84057 Property Records

Utah County property record for 492 N 550 W, Orem, UT 84057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.75 ba · 1,149 sqft · built 1996
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Individual Names on File
Last Sale	$263,200 (Nov 2016)
Tax Bill	$2,221 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-075-0002`

Property Details

APN / Parcel Number

Primary APN	`39-075-0002`
Alternative APN	`052916`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,149 sqft Living Area
Gross Area	2,877 sqft
1st Floor Area	1,149 sqft
Basement Area	1,124 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2003
Architectural Style	A-Frame
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,975 sqft (0.229 acres)
Garage Type	Attached
Garage Area	604 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab
Porch Area	201 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	052916
Street Address	492 N 550 W
City	OREM
State	UT
Zip	84057-3796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, PLAT B, FREMONT PARK SUBDV. AREA 0.229 AC.
Legal Subdivision	FREMONT PARK SUB
Legal Lot Number	2
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	3
Census Block	3007
Census Tract	801

Owner

492 N 550 W is owned and occupied by two individuals who bought it in November 2016.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	492 N 550 W, OREM, UT 84057-3796
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Aug 20, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Oct 30, 2020	Deed of Trust, Mortgage MR COOPER
Dec 26, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2016 · Amount on File
Deed Sale	Nov 14, 2016 · Amount on File
Prior Sale	Jul 26, 2000
Deed Document Number	2016114343
Prior Transfer Date	Feb 2, 1998
Prior Transfer Doc	0000021741
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	492 N 550 W, OREM, UT 84057-3796
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022655
Date	Feb 22, 2022
Instrument	22655:2022

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	492 N 550 W, OREM, UT 84057-3796
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000146017
Date	Aug 20, 2021
Instrument	146017:2021

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	492 N 550 W, OREM, UT 84057-3796
Document Number	0000007664
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	492 N 550 W OREM UT 840573796, OREM, UT 84057-3796

Mortgage

Document Number	0000007664
Date	Jan 14, 2021
Instrument	7664

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	492 N 550 W, OREM, UT 84057-3796
Document Number	0000002823
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	492 N 550 W OREM UT 840573796, OREM, UT 84057-3796

Mortgage

Document Number	0000002823
Date	Jan 9, 2020
Instrument	2823

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 492 N 550 W was $2,221, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,510 (-44.87%)	$508,200 (+0.24%) Land $196,800 Building $311,400
2025	$2,221.00 (+0.05%)	$507,000 Land $196,800 Building $310,200	$507,000 Land $196,800 Building $310,200
2024	$2,220.00 (+13.32%)
2023	$1,959.00 (+2.78%)	$257,565	$468,300 Land $187,400 Building $280,900
2022	$1,906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 492 N 550 W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 492 N 550 W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Utah Broadband.

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