492 Mitchell Dr, Rainsville, AL 35986 Property Records

DeKalb County property record for 492 Mitchell Dr, Rainsville, AL 35986

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,199 sqft · built 2014
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$119,700 (Dec 2019)
Tax Bill	$667 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-06-13-0-002-044.000`

Property Details

APN / Parcel Number

Primary APN	`16-06-13-0-002-044.000`
Alternative APNs	`154018` `17151`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,199 sqft Living Area
1st Floor Area	1,199 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Shingles
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	190 ft deep x 100 ft wide
Porch	Slab
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	154018
Street Address	492 MITCHELL DR
City	RAINSVILLE
State	AL
Zip	35986-6527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAINBOW SUB DIVBLK C LOT 17S13 T6S R7ECONT 0.4 AC (C)
Legal Range	07E
Legal Township	06S
Legal Section	13
Legal Subdivision	RAINBOW SUB
Legal Block	C
Legal Lot Number	17S
Jurisdiction	DEKALB AL
Township / Civil Division	RAINSVILLE-SYLVANIA
Census Block Group	1
Census Block	1059
Census Tract	960303

Owner

492 Mitchell Dr is owned and occupied by an individual who bought it in December 2019.

Source: DeKalb County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	492 MITCHELL DR, RAINSVILLE, AL 35986-6527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2019 · Amount on File
Deed Sale	Dec 2, 2019 · Amount on File
Prior Sale	Jul 18, 2014 · Amount on File
Deed Book / Page	1796 / 7471
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Dec 2, 2019
Property Address	492 MITCHELL DR, RAINSVILLE, AL 35986-6527
Document Number	1796/7471
Book / Page	1796 / 7471
Instrument Date	Nov 22, 2019
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	492 MITCHELL DR, 492, RAINSVILLE, AL 35986-6527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 COUNTY ROAD 47, FYFFE, AL 35971-4547

Mortgage

Document Number	223316604
Date	Dec 2, 2019
Instrument	2233/16604

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 492 Mitchell Dr was $667 with a homeowner's exemption, up 7.6% from the year before.

Source: DeKalb County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	DeKalb County
Municipality	Rainsville City
Unified School District	DeKalb County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$667.00 (+7.58%) Homeowner's exemption
2025	$620.00 Homeowner's exemption	$16,680 Land $720 Building $15,960	$166,700 Land $7,200 Building $159,500
2023	$412.00 (-53.34%)	$11,540 (+5.68%)	$115,400 (+5.77%) Land $7,200 Building $108,200
2022	$883.00	$10,920 Land $540 Building $10,380	$109,100 Land $5,300 Building $103,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 492 Mitchell Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 492 Mitchell Dr is moderate, ranking above 43% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SECTION & DUTTON, WATER WORKS BD. OF serves 35,259 people · EPA ID AL0000728
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Telecommunications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20