492 Lloyd Rd, Summit Point, WV 25446 Property Records

Jefferson County property record for 492 Lloyd Rd, Summit Point, WV 25446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,112 sqft · built 1987
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jun 2018)
Tax Bill	$2,293 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-0002.0003`

Property Details

APN / Parcel Number

Primary APN	`06-12-0002.0003`
Alternative APN	`19-06-12-0002.0003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,112 sqft Living Area
1st Floor Area	3,648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	174,240 sqft (4 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	492 LLOYD RD
City	SUMMIT POINT
State	WV
Zip	25446-3642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 AC LUTTRELL
Legal Subdivision	FIRST OUTSALE
Jurisdiction	JEFFERSON WV
Township / Civil Division	KABLETOWN
Census Block Group	3
Census Block	3025
Census Tract	972800

Owner

Source: Jefferson County records · APN 06-12-0002.0003

Assessment roll updated November 14, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	492 LLOYD RD, SUMMIT POINT, WV 25446-3642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FUNDING
Jan 02, 2020	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 29, 2018	Grant Deed, Transfer VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	20187561
Deed Book / Page	1209 / 273
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	492 LLOYD RD, SUMMIT POINT, WV 25446-3642
Transaction Type	Mortgage
Record Updated	Apr 28, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 LLOYD RD, SUMMIT POINT, WV 25446-3642

Mortgage

Document Number	002671/352
Date	Mar 30, 2026
Book Page	2671/352
Instrument	202600004078

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	492 LLOYD RD, SUMMIT POINT, WV 25446-3642
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000007
Date	Jan 02, 2020
Book Page	2259/561
Instrument	202000000007

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jun 29, 2018
Property Address	492 LLOYD RD, SUMMIT POINT, WV 25446-3642
Document Number	0000007561
Book / Page	001209 / 000273
Instrument Date	Jun 28, 2018
Instrument	7561
Transaction Type	Transfer
Record Updated	Aug 01, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,430.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 LLOYD RD SUMMIT POINT WV 254463642, SUMMIT POINT, WV 25446-3642

Mortgage

Document Number	7562
Date	Jun 29, 2018
Book Page	002189/000502
Instrument	7562

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated November 14, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,293.00 (+6.7%) Homeowner's exemption	$217,400 (+6.57%) Land $83,300 Building $134,100	$362,400 (+6.56%) Land $138,900 Building $223,500
2023	$2,149.00 Homeowner's exemption	$204,000 Land $80,800 Building $123,200	$340,100 Land $134,700 Building $205,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 23, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 59 locations within half a mile of this property.

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