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492 Latrobe Ave, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 492 Latrobe Ave, Saint Augustine, FL 32095 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,050 sqft · built 2022
Lot Size0.31 acres (13,503 sqft)
OwnerCompany Name on File
Tax Bill$11,240 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Feb 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN027071-3390

Property Details

APN / Parcel Number

Primary APN027071-3390

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,050 sqft Living Area
Gross Area5,016 sqft
1st Floor Area2,615 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,503 sqft (0.31 acres)
Garage TypeAttached
Garage Area966 sqft
Parking Spaces4 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address492 LATROBE AVE
CitySAINT AUGUSTINE
StateFL
Zip32095-8619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description89/39-52 SOUTHAVEN PHASE IIB LOT 339
Legal SubdivisionSOUTHAVEN PHASE IIB
Legal Block1
Legal Lot Number339
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1003
Census Tract20904

Owner

Source: St. Johns County records · APN 027071-3390

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2022Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
WHITNEY BANK
Feb 07, 2020Loan Modification, Mortgage · Line of Credit
AMERIS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

September 2022: Limited Warranty Deed, Subdivision Related Transfer

Document TypeLimited Warranty Deed
JurisdictionST JOHNS FL
Recording DateSep 27, 2022
Property Address492 LATROBE AVE, SAINT AUGUSTINE, FL 32095-8619
Document Number0056400762
Book / Page5640 / 762
Map ReferenceMB 89 PG 39-52
Instrument DateSep 23, 2022
Instrument2022091541
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 23, 2023
Title CompanySHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,707.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1421 N LOOP PKWY, SAINT AUGUSTINE, FL 32095-4824

Transferred To (Grantee/Buyer)

NameVerified Name
Address492 LATROBE AVE, SAINT AUGUSTINE, FL 32095-8619

Mortgage

Document Number0005640763
DateSep 27, 2022
Instrument5640/763
Lender
NameWHITNEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateOct 01, 2027
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change6%
IndexOther
Max Rate9%

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address492 LATROBE AVE, SAINT AUGUSTINE, FL 32095-8619
Document Number0048801504
Instrument DateFeb 07, 2020
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address54 KIRKSIDE AVE ST AUGUSTINE FL 320958620, ST AUGUSTINE, FL 32095-8620

Mortgage

Document Number0048801504
DateFeb 11, 2020
Book Page004880/001504
Instrument10556
Lender
NameAMERIS BK
TypeBank
Address10611 DEERWOOD PARK BLVD, JACKSONVILLE, FL 32256-0509
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$558,458$916,158 (+718%) Land $205,000 Building $711,158
2025$11,240.00 (+9.24%)
2024$10,289.00 (+1.02%)
2023$10,185.00 (+80.14%)
2022$5,654.00$112,000$112,000 Land $112,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 97 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies97 in force

Wildfire

Wildfire RiskModerate
above 56% of the US · above 27% of Florida
Wildfire LikelihoodAbout 1 in 1,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 103 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityFiber2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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