492 Lathan Rd, Commerce, GA 30529 Property Records

Jackson County property record for 492 Lathan Rd, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,686 sqft · built 1984
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Nov 2020)
Tax Bill	$3,027 (2025)
Deeds & Mortgages	Nov 2020 Transfer Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C20A 018`

Property Details

APN / Parcel Number

Primary APN	`C20A 018`
Alternative APN	`9833`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,686 sqft Heated Area
1st Floor Area	1,686 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2012
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Porch	Slab
Porch Area	414 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9833
Street Address	492 LATHAN RD
City	COMMERCE
State	GA
Zip	30529-2180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 5 BLOCK A WESTWOOD RESIDENTIAL VILLAGE
Legal Block	A
Legal Lot Number	5
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1092
Census Tract	10300

Owner

492 Lathan Rd is owned and occupied by two individuals who bought it in November 2020.

Source: Jackson County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	492 LATHAN RD, COMMERCE, GA 30529-2180
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 25, 2020	Grant Deed, Transfer · Conventional with PMI RENASANT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on File
Deed Sale	Nov 23, 2020 · Amount on File
Prior Sale	Jan 31, 2003 · Amount on File
Deed Document Number	20204616
Deed Book / Page	92T / 113
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Nov 25, 2020
Property Address	492 LATHAN RD, COMMERCE, GA 30529-2180
Document Number	00092T0132
Book / Page	00092T / 000132
Instrument Date	Nov 23, 2020
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	492 LATHAN RD COMMERCE GA 305292180, COMMERCE, GA 30529-2180

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Nov 25, 2020
Property Address	492 LATHAN RD, COMMERCE, GA 30529-2180
Document Number	00092T0113
Book / Page	00092T / 000113
Instrument Date	Nov 23, 2020
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 LATHAN RD COMMERCE GA 305292180, COMMERCE, GA 30529-2180

Mortgage

Document Number	92T0115
Date	Nov 25, 2020
Book Page	00092T/000115

Lender

Name	RENASANT BK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 492 Lathan Rd was $3,027, up 1% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,356 (-) Land $20,000 Building $93,356	$283,390 (-) Land $50,000 Building $233,390
2025	$3,027.00 (+9.95%)	$113,356 (+13.63%) Land $20,000 Building $93,356	$283,390 (+13.63%) Land $50,000 Building $233,390
2024	$2,753.00 (+5.16%)	$99,756 (+12.8%) Land $6,400 Building $93,356	$249,390 (+12.8%) Land $16,000 Building $233,390
2023	$2,618.00 (+12.36%)	$88,436 (+23.04%) Land $6,400 Building $82,036	$221,090 (+23.04%) Land $16,000 Building $205,090
2022	$2,330.00	$71,876 Land $6,400 Building $65,476	$179,690 Land $16,000 Building $163,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 492 Lathan Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 492 Lathan Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: TruVista Communications, Xfinity.

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