492 Hunt St, Osborn, MO 64474 Property Records

DeKalb County property record for 492 Hunt St, Osborn, MO 64474

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,140 sqft · built 1920
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$126,400 (Jul 2018)
Tax Bill	$1,543 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`452815501504004000900`

Property Details

APN / Parcel Number

Primary APN	`452815501504004000900`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,140 sqft Total Area
1st Floor Area	1,070 sqft
Basement Area	1,070 sqft
Finished Basement	1,070 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	152 ft deep x 97.5 ft wide
Garage Type	Attached
Porch	Slab
Porch Area	104 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	492 HUNT ST
City	OSBORN
State	MO
Zip	64474-7118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 LOT 4
Legal Range	31W
Legal Township	57N
Legal Section	15
Legal Subdivision	TOWN OSBORN
Legal Block	8
Legal Lot Number	4
Jurisdiction	DEKALB MO
Township / Civil Division	COLFAX
Census Block Group	1
Census Block	1142
Census Tract	80200

Owner

492 Hunt St is owned and occupied by an individual who acquired it in August 2018.

Source: DeKalb County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	492 HUNT ST, OSBORN, MO 64474-7118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2018	Deed of Trust, Mortgage · FHA Mortgage LDER ONE FNCL CORP
Jul 6, 2018	Deed of Trust, Mortgage MO HSNG DEV COMM
Sep 6, 2018	Warranty Deed, Transfer
Jul 5, 2018	Warranty Deed, Transfer
Feb 23, 2017	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2018 · Amount on File
Deed Sale	Jul 5, 2018 · Amount on File
Prior Sale	Feb 23, 2017 · Amount on File
Deed Document Number	2018180701
Deed Book / Page	225 / 701
Last Transfer Date	Aug 30, 2018
Transfer Doc	000225/992
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB MO
Property Address	492 HUNT ST, OSBORN, MO 64474-7118
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000225/0000000702
Date	Jul 5, 2018
Book Page	0000000225/0000000702
Instrument	000000180702

Lender

Name	LDER ONE FNCL CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB MO
Property Address	492 HUNT ST, OSBORN, MO 64474-7118
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000225/0000000703
Date	Jul 6, 2018
Book Page	0000000225/0000000703
Instrument	000000180703

Lender

Name	MO HSNG DEV COMM

Agreement

Amount	Amount on Record

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB MO
Recording Date	Sep 6, 2018
Property Address	492 HUNT ST, OSBORN, MO 64474-7118
Document Number	225/992
Book / Page	225 / 992
Instrument Date	Aug 30, 2018
Instrument	000000180992
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 HUNT ST, OSBORN, MO 64474-7118

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB MO
Recording Date	Jul 5, 2018
Property Address	492 HUNT ST, OSBORN, MO 64474-7118
Document Number	225/701
Book / Page	225 / 701
Instrument Date	Jul 3, 2018
Instrument	000000180701
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 HUNT ST, OSBORN, MO 64474-7118

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB MO
Recording Date	Feb 23, 2017
Property Address	492 HUNT ST, OSBORN, MO 64474-7118
Document Number	224/0155
Book / Page	224 / 0155
Instrument Date	Feb 17, 2016
Instrument	170155
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	CAMERON TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 HUNT ST, OSBORN, MO 64474

Mortgage

Document Number	224/0156
Date	Feb 23, 2017
Book Page	224/0156
Instrument	170156

Lender

Name	CORNERSTONE MORTGAGE INC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 492 Hunt St was $1,543.

Source: DeKalb County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	DeKalb County
County Subdivision	Colfax Township
Municipality	Osborn City
Unified School District	Osborn R-O School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,543.00	$19,610 Land $1,450 Building $18,160	$103,192 Land $7,605 Building $95,587

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 492 Hunt St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 19, 2003

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 492 Hunt St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSBORN PWS serves 405 people · EPA ID MO1010609
Water Source	Purchased groundwater from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000

May also be available: Mercury Fiber.

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