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492 High Tide Dr, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 492 High Tide Dr, Saint Augustine, FL 32080 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,805 sqft · built 2008
Lot Size0.13 acres (5,662 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Oct 2016)
Tax Bill$5,272 (2025)
Deeds & MortgagesMay 2018 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN162961-1020

Property Details

APN / Parcel Number

Primary APN162961-1020

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area2,805 sqft Living Area
Gross Area3,426 sqft
1st Floor Area1,615 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area485 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area323 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address492 HIGH TIDE DR
CitySAINT AUGUSTINE
StateFL
Zip32080-2305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description55/102-107 SEAGROVE ST AUGUSTINE BEACH UNIT 8 LOT 102 OR4269/138
Legal Range30E
Legal Township07S
Legal Section33
Legal SubdivisionSEAGROVE ST. AUGUSTINE BEACH UNIT 8
Legal Block3
Legal Lot Number102
Legal Unit8
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3024
Census Tract21408

Owner

Source: St. Johns County records · APN 162961-1020

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address492 HIGH TIDE DR, SAINT AUGUSTINE, FL 32080-2305
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2018Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC
Mar 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 11, 2016 · Amount on Record
Deed SaleOct 11, 2016 · Amount on Record
Prior SaleNov 03, 2008 · Amount on Record
Deed Document Number201666392
Deed Book / Page4269 / 138
Prior Transfer DateMar 16, 2011
Prior Transfer Doc0034210632
Record UpdatedJun 08, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address492 HIGH TIDE DR, SAINT AUGUSTINE, FL 32080-2305
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045490357
DateMay 18, 2018
Book Page4549/0357
Instrument2018034416
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2048

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address492 HIGH TIDE DR, SAINT AUGUSTINE, FL 32080-2305
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049061460
DateMar 20, 2020
Book Page4906/1460
Instrument2020022743
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine Beach City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$343,813 (+2.7%)$585,166 (-8.93%) Land $170,000 Building $415,166
2025$5,272.00 (+8.72%) Homeowner's exemption$334,774 (+2.9%)$642,542 (+4.99%) Land $170,000 Building $472,542
2024$4,849.00 (+5.3%) Homeowner's exemption$325,339 (+3%)$611,993 (+1.84%) Land $180,000 Building $431,993
2023$4,605.00 (+1.68%) Homeowner's exemption$315,863 (+3%)$600,916 (+9.39%) Land $180,000 Building $420,916
2022$4,529.00 Homeowner's exemption$306,663$549,315 Land $151,200 Building $398,115

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 429 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies653 units insured
224 under condo master policies
Nearby Flood Claims6 (2016–2024)
Claims Outside the SFHA4 of 6
Most Recent ClaimOct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm
  • Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire RiskModerate
above 43% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,493 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 381 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
IQ Fiber Intermediate HoldingsFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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