492 Hedgewood Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 492 Hedgewood Dr, Saint Augustine, FL 32092

Property Summary

Property TypeTownhouse
Details4 bd · 3.5 ba · 2,478 sqft · built 2014
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (Jul 2019)
Tax Bill$3,563 (2025)
Deeds & MortgagesFeb 2026 Second Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN027958-0440

Property Details

APN / Parcel Number

Primary APN027958-0440

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories2 Stories
Building Area2,478 sqft Living Area
Gross Area2,934 sqft
1st Floor Area1,127 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialTile
Lot Area3,049 sqft (0.07 acres)
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area186 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address492 HEDGEWOOD DR
CitySAINT AUGUSTINE
StateFL
Zip32092-0736
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal Description57/43-48 ISLES OF THE WORLD AT WORLD GOLF VILLAGE PHASE 1 LOT 44 OR4754/94
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionISLES OF THE WORLD AT WORLD GOLF VILLAGE
Legal Phase1
Legal Block4
Legal Lot Number44
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4000
Census Tract20908

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address492 HEDGEWOOD DR, SAINT AUGUSTINE, FL 32092-0736
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VYSTAR CU
Oct 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
LAKEVIEW LOAN SERVICING LLC
Jul 5, 2019Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2019 · Amount on Record
Deed SaleJul 5, 2019 · Amount on Record
Prior SaleJul 23, 2010 · Amount on Record
Deed Document Number201948104
Deed Book / Page4754 / 94
Prior Transfer DateAug 12, 2010
Prior Transfer Doc0033441433
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address492 HEDGEWOOD DR, SAINT AUGUSTINE, FL 32092-0736
Transaction TypeMortgage
Record UpdatedFeb 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address492 HEDGEWOOD DR, SAINT AUGUSTINE, FL 32092-0736

Mortgage

Document Number0063051102
DateFeb 13, 2026
Book Page6305/1102
Instrument2026012594
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueMar 1, 2036

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address492 HEDGEWOOD DR, SAINT AUGUSTINE, FL 32092-0736
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address492 HEDGEWOOD DR, SAINT AUGUSTINE, FL 32092-0736

Mortgage

Document Number0050681533
DateOct 12, 2020
Book Page5068/1533
Instrument2020089959
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 5, 2019
Property Address492 HEDGEWOOD DR, SAINT AUGUSTINE, FL 32092-0736
Document Number0047540094
Book / Page4754 / 0094
Map ReferenceMB 57 PG 43
Instrument DateJul 1, 2019
Instrument2019048104
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyANCHOR TITLE & LAW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address49 SHORES BLVD, 49, SAINT AUGUSTINE, FL 32086-7238

Transferred To (Grantee/Buyer)

NameVerified Name
Address492 HEDGEWOOD DR, SAINT AUGUSTINE, FL 32092-0736

Mortgage

Document Number0000475496
DateJul 5, 2019
Instrument4754/96
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$286,034 (+2.7%)$373,624 (+2.43%) Land $80,000 Building $293,624
2025$3,563.00 (+13%) Homeowner's exemption$278,514 (+5.99%)$364,776 (+9.58%) Land $80,000 Building $284,776
2024$3,153.00 (+2.04%)
2023$3,090.00 (+3.07%) Homeowner's exemption$262,782 (+3%)$332,895 (+19.37%) Land $80,000 Building $252,895
2022$2,998.00 Homeowner's exemption$255,128$278,872 Land $61,600 Building $217,272

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 110 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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