492 Gray Rd, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 492 Gray Rd, Windham, ME 04062

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1965
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Last Sale$212,400 (May 2005)
Tax Bill$3,699 (2025)
Deeds & MortgagesJun 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN045040B 000

Property Details

APN / Parcel Number

Primary APN045040B 000
Alternative APNs
  • WINM M:45 B:40 L:B
  • H4479R

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area864 sqft Living Area
Gross Area2,592 sqft
1st Floor Area864 sqft
Basement Area864 sqft
Unfinished Basement864 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberH4479R
Street Address492 GRAY RD
CityWINDHAM
StateME
Zip04062-4831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWC
Legal Block40
Legal Lot NumberB
JurisdictionWINDHAM ME
Township / Civil DivisionWINDHAM
Census Block Group1
Census Block1014
Census Tract4802

Owner

Source: Cumberland County and Windham Town assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address492 GRAY RD, WINDHAM, ME 04062-4831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 2005 · Amount on Record
Deed SaleMay 31, 2005 · Amount on Record
Deed Document Number200534780
Deed Book / Page22693 / 49
Record UpdatedSep 20, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINDHAM ME
Property Address492 GRAY RD, WINDHAM, ME 04062-4831
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0415340305
DateJun 25, 2025
Book Page41534/305
Instrument22706
Lender
NameFIGURE LENDING LCC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueJul 1, 2040

Tax Assessment & Valuation

Source: Cumberland County and Windham Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionWindham Town
Unified School DistrictRegional School Unit 14 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,699.00 (+5.14%)$306,700 (-) Land $106,900 Building $199,800
2024$3,518.00 (+8.58%)$306,700 (+6.01%) Land $106,900 Building $199,800
2023$3,240.00 (+12.93%)$289,300 (+17.08%) Land $99,300 Building $190,000
2022$2,869.00$247,100 Land $78,400 Building $168,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Consolidated Communications.

Nearby Properties on Gray Rd

Nearby Streets

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