492 Glengarry Way, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 492 Glengarry Way, Fort Wright, KY 41011

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,521 sqft · built 2005
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$494,000 (Jul 2016)
Tax Bill	$5,385 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-10-20-021.00`

Property Details

APN / Parcel Number

Primary APN	`041-10-20-021.00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,521 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0411020021.00
Street Address	492 GLENGARRY WAY
City	FT WRIGHT
State	KY
Zip	41011-1875
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENGARRY SEC 3 LOT 21
Legal Subdivision	GLENGARRY SUBD
Legal Phase	3
Legal Lot Number	21
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1006
Census Tract	64800

Owner

Source: Kenton County assessment roll, APN 041-10-20-021.00, as of April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	492 GLENGARRY WAY, FT WRIGHT, KY 41011-1875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2016 · Amount on Record
Deed Sale	Jul 01, 2016 · Amount on Record
Prior Sale	Jul 13, 2012 · Amount on Record
Deed Document Number	0005929101
Deed Book / Page	5929 / 101
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	492 GLENGARRY WAY, FT WRIGHT, KY 41011-1875
Document Number	0000000053
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 05, 2020
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGCY LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	492 GLENGARRY WAY FORT WRIGHT KY 410111875, FORT WRIGHT, KY 41011-1875

Mortgage

Document Number	0000000053
Date	Oct 26, 2020
Book Page	00M115/000603
Instrument	53

Lender

Name	VICTORY MTG
Type	Mortgage Company
Address	FORT MITCHELL, KY 41017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll as of April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,385.00 (-7.03%)	$543,400 (-) Land $75,000 Building $468,400	$543,400 (-) Land $75,000 Building $468,400
2023	$5,792.00	$543,400 Land $75,000 Building $468,400	$543,400 Land $75,000 Building $468,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170648001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1993 · alluvial fan flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 102 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.