492 Gianna Way, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 492 Gianna Way, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,492 sqft · built 2014
Lot Size	0.28 acres (12,196 sqft)
Owner	Individual Name on Record
Last Sale	$319,000 (Mar 2019)
Tax Bill	$3,011 (2025)
Deeds & Mortgages	Mar 2019 Sale & Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`136771-0240`

Property Details

APN / Parcel Number

Primary APN	`136771-0240`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,492 sqft Living Area
Gross Area	3,156 sqft
1st Floor Area	2,492 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,196 sqft (0.28 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	196 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	492 GIANNA WAY
City	SAINT AUGUSTINE
State	FL
Zip	32086-3860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	61/26-35 CORONADO LOT 24 OR4700/1322
Legal Range	29E
Legal Township	08S
Legal Section	11
Legal Subdivision	CORONADO
Legal Block	1
Legal Lot Number	24
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1026
Census Tract	21207

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	492 GIANNA WAY, SAINT AUGUSTINE, FL 32086-3860
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2019 · Amount on Record
Deed Sale	Mar 28, 2019 · Amount on Record
Prior Sale	Feb 3, 2014 · Amount on Record
Deed Document Number	201921032
Deed Book / Page	4700 / 1322
Record Updated	Jun 8, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 28, 2019
Property Address	492 GIANNA WAY, SAINT AUGUSTINE, FL 32086-3860
Document Number	0047001322
Book / Page	4700 / 1322
Map Reference	MB 61 PG 26-35
Instrument Date	Mar 28, 2019
Instrument	2019021032
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,233.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 BRONSON PKWY, 307, SAINT AUGUSTINE, FL 32095-8642

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	492 GIANNA WAY, SAINT AUGUSTINE, FL 32086-3860

Mortgage

Document Number	2019021033
Date	Mar 28, 2019
Instrument	2019021033

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.15%
Type Change Date	Apr 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,950 (+2.7%)	$420,833 (-0.38%) Land $125,000 Building $295,833
2025	$3,011.00 (+13.49%) Homeowner's exemption	$237,537 (+5.99%)	$422,444 (+9.52%) Land $125,000 Building $297,444
2024	$2,653.00 (+2.08%)
2023	$2,599.00 (+3.26%) Homeowner's exemption	$224,119 (+3%)	$385,709 (-7.86%) Land $125,000 Building $260,709
2022	$2,517.00 Homeowner's exemption	$217,591	$418,602 Land $112,000 Building $306,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250