492 Evans Rd, Sylva, NC 28779 Property Records

Jackson County property record for 492 Evans Rd, Sylva, NC 28779

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,551 sqft · built 1985
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$1,578 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN7640-96-3185

Property Details

APN / Parcel Number

Primary APN7640-96-3185
Alternative APN
  • 20288

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,551 sqft Heated Area
1st Floor Area1,155 sqft
Upper Floors Area396 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area909 sqft
Deck Area96 sqft
Patio Area320 sqft
Storage Building160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address492 EVANS RD
CitySYLVA
StateNC
Zip28779-8621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEVANS RD
JurisdictionJACKSON NC
Township / Civil DivisionSYLVA
Census Block Group1
Census Block1021
Census Tract950400

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address492 EVANS RD, SYLVA, NC 28779-8621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address492 EVANS RD, SYLVA, NC 28779-8621
Transaction TypeMortgage
Record UpdatedJan 28, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023210462
DateDec 3, 2021
Book Page2321/462
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$415,288 (+60.55%) Land $42,900 Building $372,388
2025$1,578.00 (+60.69%)
2023$982.00$258,660 Land $39,610 Building $219,050

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims7 (2015–2025)
Claims Outside the SFHA3 of 7
Most Recent ClaimJun 2025 · other causes
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Frontier
DSL
90 / 5

May also be available: AT&T, Optimum, Sky Fi, Verizon.

Nearby Properties on Evans Rd

Nearby Streets

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