Harnett County property record for 492 E Stewart St, Coats, NC 27521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,422 sqft · built 1958 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350 (Apr 2021) |
| Tax Bill | $3,294 (2026) |
| Deeds & Mortgages | Jan 2024 Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07069016980002 |
| Primary APN | 07069016980002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,422 sqft Heated Area |
| 1st Floor Area | 1,422 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 624 sqft |
| Carport | Carport |
| Carport Area | 624 sqft |
| Porch | Porch |
| Porch Area | 32 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1500041792 |
|---|---|
| Street Address | 492 E STEWART ST |
| City | COATS |
| State | NC |
| Zip | 27521-9686 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | 1 LT 100X150 ODUM |
| Legal Lot Number | 1 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | GROVE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 70402 |
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 492 E STEWART ST, COATS, NC 27521-9686 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2024 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Apr 29, 2021 | Warranty Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2021 · Amount on Record |
| Deed Sale | Apr 29, 2021 · Amount on Record |
| Deed Document Number | 20219695 |
| Deed Book / Page | 3976 / 1 |
| Prior Transfer Date | Apr 25, 2008 |
| Prior Transfer Doc | 0000007367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 492 E STEWART ST, COATS, NC 27521-9686 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 492 E STEWART ST, COATS, NC 27521-9686 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001368 |
|---|---|
| Date | Jan 29, 2024 |
| Book Page | 4221/1386 |
| Instrument | 2024001368 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | 475 CROSSPOINT PKWY, GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Apr 29, 2021 |
| Property Address | 492 E STEWART ST, COATS, NC 27521-9686 |
| Document Number | 0000009695 |
| Book / Page | 3976 / 1 |
| Instrument Date | Apr 19, 2021 |
| Instrument | 2021009695 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3442 ABATTOIR ROAD, 3442, COATS, NC 27521 |
| Name | Verified Name |
|---|---|
| Address | 492 E STEWART ST, COATS, NC 27521-9686 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009696 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 2021009696 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Municipality | Coats Town |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,294.00 (+53.57%) | $260,953 (+50.87%) | $260,953 (+50.87%) Land $65,340 Building $195,613 |
| 2025 | $2,145.00 | $172,969 (-) | $172,969 (-) Land $22,570 Building $150,399 |
| 2023 | $2,145.00 | $172,969 | $172,969 Land $22,570 Building $150,399 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF COATS serves 3,052 people · EPA ID NC0343020 |
|---|---|
| Water Source | Purchased surface water from HARNETT REGIONAL WATER |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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