492 E Pearl St, Lima, OH 45801 Property Records

Allen County property record for 492 E Pearl St, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,160 sqft · built 1920
Lot Size	0.104 acres (4,530 sqft)
Owner	Company Name on File
Last Sale	$56,200 (Aug 2021)
Tax Bill	$346 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-3012-03-002.000`

Property Details

APN / Parcel Number

Primary APN	`37-3012-03-002.000`
Alternative APN	`M3837301203002000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,160 sqft Living Area
Gross Area	1,800 sqft
1st Floor Area	712 sqft
Upper Floors Area	448 sqft
Basement Area	416 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,530 sqft (0.104 acres)
Lot Dimensions	105 ft deep x 43 ft wide
Porch	Enclosed Frame Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	492 E PEARL ST
City	LIMA
State	OH
Zip	45801-4155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCULLOUGHS SEVENTH ADDITION LOTS 4293-E SIDE & 4294 E PT FF 43.00
Legal Subdivision	MCCULLOUGHS SEVENTH ADDITION
Legal Lot Number	4293
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1018
Census Tract	14100

Owner

492 E Pearl St is owned by a company that bought it in August 2021.

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	492 E PEARL ST, LIMA, OH 45801-4155
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage EEJ RENTAL LTD
Aug 2, 2021	Warranty Deed, Transfer
May 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021 · Amount on File
Deed Sale	Aug 2, 2021 · Amount on File
Prior Sale	Oct 1, 2007 · Amount on File
Deed Document Number	202110738
Deed Book / Page	2021 / 10738
Prior Transfer Date	May 16, 2019
Prior Transfer Doc	5210004849
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	492 E PEARL ST, LIMA, OH 45801-4155
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8060010969
Date	Aug 6, 2021
Book Page	2021/10969
Instrument	202108060010969

Lender

Name	EEJ RENTAL LTD
Type	Non-Lending Institution
Address	LIMA, OH 45801

Agreement

Amount	Amount on Record

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Aug 2, 2021
Property Address	492 E PEARL ST, LIMA, OH 45801-4155
Document Number	8020010738
Book / Page	2021 / 10738
Map Reference	MB 4 PG 21
Instrument Date	Aug 2, 2021
Instrument	202108020010738
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 W MAIN ST, CRIDERSVILLE, OH 45806-2377
Investor	Possibly a Property Investor

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN OH
Recording Date	May 21, 2019
Property Address	492 E PEARL ST, LIMA, OH 45801-4155
Document Number	0000004849
Instrument Date	May 16, 2019
Instrument	4849
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 N ELIZABETH ST #400 LIMA OH 458014339, 400, LIMA, OH 45801-4339

Tax Assessment & Valuation

The 2025 property tax bill for 492 E Pearl St was $346, up 0.6% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$346.00 (+0.58%)	$7,910 (-) Land $1,190 Building $6,720	$22,600 (-) Land $3,400 Building $19,200
2024	$344.00 (-6.78%)	$7,910 (+5.05%) Land $1,190 Building $6,720	$22,600 Land $3,400 Building $19,200
2023	$369.00	$7,530 (-) Land $1,120 Building $6,410
2022	$369.00	$7,530 Land $1,120 Building $6,410
2021			$21,500 Land $3,200 Building $18,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 492 E Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 492 E Pearl St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, TSC.

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