Putnam County and Philipstown Town property record for 492 E Mountain Rd N, Cold Spring, NY 10516 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,293 sqft · built 2001 |
| Lot Size | 2.76 acres (120,226 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $437,500 (Oct 2009) |
| Tax Bill | $12,054 (2024) |
| Deeds & Mortgages | Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 372689 7.-1-27.111 |
| Primary APN | 372689 7.-1-27.111 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,293 sqft Living Area |
| Gross Area | 2,872 sqft |
| 1st Floor Area | 1,213 sqft |
| 2nd Floor Area | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 120,226 sqft (2.76 acres) |
| Lot Width | 501 ft Width |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 114 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 057050 |
|---|---|
| Street Address | 492 E MOUNTAIN RD N |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-4346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAND - LOT 1 |
| Legal Subdivision | SUBDIVISION MAP PREPARED FOR LISA BROWN |
| Legal Block | 1 |
| Legal Lot Number | 27.11 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 10600 |
Source: Putnam County and Philipstown Town records · APN 372689 7.-1-27.111
Assessment roll updated April 29, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 492 E MOUNTAIN RD N, COLD SPRING, NY 10516-4346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 20, 2009 · Amount on Record |
| Deed Sale | Oct 20, 2009 · Amount on Record |
| Deed Book / Page | 1840 / 267 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 492 E MOUNTAIN RD N, COLD SPRING, NY 10516-4346 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 492 E MOUNTAIN RD N H, H, COLD SPRING, NY 10516-4346 |
| Document Number | 0075180144 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 7518/144 |
| Instrument | 13533-2021 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Putnam County and Philipstown Town records · Assessment roll updated April 29, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Unified School District | Haldane Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $208,000 (-) Land $55,000 Building $153,000 | $678,187 (+14.84%) | |
| 2024 | $12,054.00 | ||
| 2023 | $208,000 (-) Land $55,000 Building $153,000 | $590,574 (+11.73%) Land $156,161 Building $434,413 | |
| 2022 | $208,000 Land $55,000 Building $153,000 | $528,590 Land $139,771 Building $388,819 |
Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 99% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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