Mercer County property record for 492 E Main St, Saint Henry, OH 45883
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,096 sqft · built 1958 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $112,142 (Feb 2017) |
| Tax Bill | $3,023 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Dec 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-005000.0000 |
| Primary APN | 23-005000.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,096 sqft Living Area |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Lot Area | 32,670 sqft (0.75 acres) |
| Lot Dimensions | 227 ft deep x 136 ft wide |
| Street Address | 492 E MAIN ST |
|---|---|
| City | SAINT HENRY |
| State | OH |
| Zip | 45883-9734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE NE RTS: 002-07-21 |
| Legal Subdivision | GELS SUBDIVISION |
| Jurisdiction | MERCER OH |
| Township / Civil Division | GRANVILLE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 967900 |
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 492 E MAIN ST, SAINT HENRY, OH 45883-9734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2025 | Deed of Trust, Mortgage · Line of Credit THREE RIVERS FCU |
| Dec 17, 2021 | Transfer on Death Deed, Transfer |
| Jun 21, 2021 | Deed of Trust, Mortgage · Line of Credit THREE RIVERS FCU |
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE ST HENRY BANK |
| Feb 21, 2017 | Survivorship Deed, Transfer · Closed-End Mortgage THE ST HENRY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2017 · Amount on Record |
| Deed Sale | Feb 21, 2017 · Amount on Record |
| Prior Sale | Dec 12, 2005 · Amount on Record |
| Deed Document Number | 2017827 |
| Last Transfer Date | Dec 1, 2021 |
| Transfer Doc | 0000007697 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 492 E MAIN ST, SAINT HENRY, OH 45883-9734 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202500004065 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 202500004065 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WAYNE, IN 46825 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 25, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Dec 17, 2021 |
| Property Address | 492 E MAIN ST, SAINT HENRY, OH 45883-9734 |
| Document Number | 202100007697 |
| Instrument Date | Dec 1, 2021 |
| Instrument | 202100007697 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 651 E COLUMBUS ST, 651, SAINT HENRY, OH 45883-8729 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 492 E MAIN ST, SAINT HENRY, OH 45883-9734 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100003835 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 202100003835 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WAYNE, IN 46825 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 492 E MAIN ST, SAINT HENRY, OH 45883-9734 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100003331 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 202100003331 |
| Name | THE ST HENRY BANK |
|---|---|
| Type | Bank |
| Address | SAINT HENRY, OH 45883 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Feb 21, 2017 |
| Property Address | 492 E MAIN ST, SAINT HENRY, OH 45883-9734 |
| Document Number | 201700000827 |
| Instrument Date | Feb 18, 2017 |
| Instrument | 201700000827 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 492 E MAIN ST, SAINT HENRY, OH 45883-9734 |
| Document Number | 201700000828 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 201700000828 |
| Name | THE ST HENRY BANK |
|---|---|
| Type | Bank |
| Address | SAINT HENRY, OH 45883 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2047 |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Granville Township |
| Municipality | St. Henry Village |
| Unified School District | St. Henry Consolidated Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,023.00 | $86,940 (-) Land $20,020 Building $66,920 | |
| 2024 | $3,023.00 (+1.99%) | $86,940 (-) Land $20,020 Building $66,920 | |
| 2023 | $2,964.00 (+4.77%) | $86,940 (+17.61%) Land $20,020 Building $66,920 | $248,400 (+17.61%) Land $57,200 Building $191,200 |
| 2022 | $2,829.00 | $73,920 Land $15,960 Building $57,960 | |
| 2020 | $211,200 Land $45,600 Building $165,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST HENRY VILLAGE serves 2,596 people · EPA ID OH5401312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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