492 E Lewiston Ave, Ferndale, MI 48220 Property Records

Oakland County property record for 492 E Lewiston Ave, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,668 sqft · built 1922
Lot Size	0.089 acres (3,877 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Oct 2021)
Tax Bill	$8,287 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-27-451-015`

Property Details

APN / Parcel Number

Primary APN	`24-25-27-451-015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,668 sqft Living Area
1st Floor Area	833 sqft
Basement Area	833 sqft
Unfinished Basement	833 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,877 sqft (0.089 acres)
Lot Dimensions	129 ft deep x 30 ft wide
Deck Area	57 sqft
Patio Area	114 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	492 E LEWISTON AVE
City	FERNDALE
State	MI
Zip	48220-1471
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AI
Legal Description	T1N, R11E, SEC 27 ASTONS SUB OF KNOWLES HTS LOT 145
Legal Range	11E
Legal Township	01N
Legal Section	27
Legal Subdivision	ASTONS SUB
Legal Lot Number	145
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1014
Census Tract	173100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	492 E LEWISTON AVE, FERNDALE, MI 48220-1471
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
Oct 6, 2021	Warranty Deed, Transfer · Conventional Mortgage HALL FINANCIAL GROUP
Feb 6, 2017	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2021 · Amount on Record
Deed Sale	Oct 6, 2021 · Amount on Record
Prior Sale	Feb 6, 2017 · Amount on Record
Deed Document Number	2021238172
Deed Book / Page	56961 / 541
Prior Transfer Date	Sep 29, 2002
Prior Transfer Doc	0278590639
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	492 E LEWISTON AVE, FERNDALE, MI 48220-1471
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106597
Date	Jul 3, 2019
Book Page	52994/00211
Instrument	106597

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 6, 2021
Property Address	492 E LEWISTON AVE, FERNDALE, MI 48220-1471
Document Number	0000238172
Book / Page	56961 / 541
Map Reference	LB 10 PG 24
Instrument Date	Oct 1, 2021
Instrument	238172
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	492 E LEWISTON AVE, 492, FERNDALE, MI 48220-1471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 E LEWISTON AVE, FERNDALE, MI 48220-1471

Mortgage

Document Number	0000241586
Date	Oct 11, 2021
Book Page	56979/158
Instrument	241586

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	SOUTHFIELD, MI 48033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 6, 2017
Property Address	492 E LEWISTON AVE, FERNDALE, MI 48220-1471
Document Number	0000022434
Book / Page	50360 / 00114
Map Reference	LB 10 PG 24
Instrument Date	Jan 20, 2017
Instrument	022434
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	LIBERTY TITLE THE CLOSING AN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,358.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 S LIVERNOIS RD, 1900, ROCHESTER HILLS, MI 48307-3382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 E 5TH ST, ROYAL OAK, MI 48067-2903

Mortgage

Document Number	0000022435
Date	Feb 6, 2017
Instrument	022435

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,287.00 (-1.19%)	$128,950 (+12.15%)	$257,900 (+12.15%)
2024	$8,387.00 (+86.13%)
2023		$114,980	$229,960
2021	$4,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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