Butte County property record for 492 E 12th St, Chico, CA 95928 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,564 sqft · built 1986 |
| Lot Size | 0.209 acres (9,147 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,637 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit May 2017 Mortgage + 2 more |
| Flood Zone | Zone AO (high risk) |
| APN | 005-142-044-000 |
| Primary APN | 005-142-044-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,564 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Modern |
| Construction Type | Wood |
| Lot Area | 9,147 sqft (0.209 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Street Address | 492 E 12TH ST |
|---|---|
| City | CHICO |
| State | CA |
| Zip | 95928-5742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 492 EAST 12TH STREET |
| Legal Subdivision | CHAPMANS NORTH ADD |
| Legal Lot Number | 50 |
| Jurisdiction | BUTTE CA |
| Township / Civil Division | CHICO |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 1300 |
Source: Butte County records · APN 005-142-044-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 492 E 12TH ST, CHICO, CA 95928-5742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| May 04, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 05, 2005 |
| Deed Sale | Oct 05, 2005 |
| Prior Sale | Mar 01, 2002 · Amount on Record |
| Deed Document Number | 2005-0060377 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 492 E 12TH ST, CHICO, CA 95928-5742 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 492 E 12TH ST, CHICO, CA 95928-5742 |
| Document Number | 0000027665 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 2022-0027665 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | ROSEBURG, OR 97470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 492 E 12TH ST, CHICO, CA 95928-5742 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000015393 |
|---|---|
| Date | May 04, 2017 |
| Instrument | 2017-0015393 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 01, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 492 E 12TH ST, CHICO, CA 95928-5742 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000023312 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 2018-0023312 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 492 E 12TH ST, CHICO, CA 95928-5742 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021402 |
|---|---|
| Date | Jun 01, 2020 |
| Instrument | 2020-0021402 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
Source: Butte County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Butte County |
| Municipality | Chico City |
| Unified School District | Chico Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,637.00 (+8.65%) Homeowner's exemption | $231,028 (+4.04%) Land $63,111 Building $167,917 |
| 2023 | $2,427.00 (+1.59%) Homeowner's exemption | $222,059 Land $60,661 Building $161,398 |
| 2022 | $2,389.00 |
Source: FEMA National Flood Hazard Layer, Butte County (06007C), updated June 30, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AO sheet flow 1–3 ft |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures