492 Drumstand Rd, Stony Point, NC 28678 Property Records

Alexander County property record for 492 Drumstand Rd, Stony Point, NC 28678

Property Summary

Property Type	Single Family Home
Details	1,282 sqft · built 2004
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$291,000 (Apr 2024)
Tax Bill	$1,634 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0600435 64262`

Property Details

APN / Parcel Number

Primary APN	`0600435 64262`
Alternative APNs	`9349624` `9341747` `64262`

Interior

Stories	1 Story
Building Area	1,282 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Architectural Style	Conventional
Lot Area	22,216 sqft (0.51 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Account Number	9349624
Street Address	492 DRUMSTAND RD
City	STONY POINT
State	NC
Zip	28678-9539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	MAP 3786 SUBMAP 66 BLOCK 7151 (PIN) LOT 5 CREST VIEW H-10 0095
Legal Subdivision	CREST VIEW SUBDIVISION
Legal Block	7151
Legal Lot Number	5
Jurisdiction	ALEXANDER NC
Township / Civil Division	MILLERS
Census Block Group	4
Census Block	4021
Census Tract	40500

Owner

492 Drumstand Rd is owned and occupied by two individuals who acquired it in July 2024.

Source: Alexander County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	492 DRUMSTAND RD, STONY POINT, NC 28678-9539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 1, 2022	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Oct 17, 2023	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Apr 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage BLUEHARBOR BANK
Feb 9, 2024	Warranty Deed, Transfer
May 17, 2021	Deed, Transfer
Apr 4, 2019	Intrafamily Transfer, Transfer · ARM STATE EMPLOYEES CU
Apr 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2024 · Amount on File
Deed Sale	Apr 16, 2024 · Amount on File
Prior Sale	Feb 9, 2024 · Amount on File
Deed Book / Page	670 / 1591
Last Transfer Date	Jul 17, 2024
Transfer Doc	0006721855
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	492 DRUMSTAND RD, STONY POINT, NC 28678-9539
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006381683
Date	Apr 23, 2021
Book Page	638/1683

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	5-Year CMT
Margin	2
Max Rate	9.25%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	492 DRUMSTAND RD, STONY POINT, NC 28678-9539
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006550244
Date	Aug 1, 2022
Book Page	655/244

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	492 DRUMSTAND RD, STONY POINT, NC 28678-9539
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 DRUMSTAND RD, STONY POINT, NC 28678-9539

Mortgage

Document Number	0006661514
Date	Oct 17, 2023
Book Page	666/1514

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Aug 1, 2052

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	492 DRUMSTAND RD, STONY POINT, NC 28678-9539
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15966 E 97TH PL, COMMERCE CITY, CO 80022-9262

Mortgage

Document Number	0006701593
Date	Apr 16, 2024
Book Page	670/1593

Lender

Name	BLUEHARBOR BANK
Type	Bank
Address	106 CORPORATE PARK DR, MOORESVILLE, NC 28117

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALEXANDER NC
Recording Date	Feb 9, 2024
Property Address	492 DRUMSTAND RD, STONY POINT, NC 28678-9539
Document Number	0006690001
Book / Page	669 / 1
Map Reference	MB 6 PG 34
Instrument Date	Feb 9, 2024
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount on Record
Tax	$506.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	287 ASHBROOK RD, STATESVILLE, NC 28677-8630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALEXANDER NC
Recording Date	May 17, 2021
Property Address	492 DRUMSTAND RD, STONY POINT, NC 28678-9539
Document Number	0006391538
Book / Page	639 / 1538
Instrument Date	May 13, 2021
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$22.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 ARNOLD DR, 304, MORGANTON, NC 28655-6990

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 FENTRESS DR, STONY POINT, NC 28678-7010

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALEXANDER NC
Recording Date	Apr 4, 2019
Property Address	492 DRUMSTAND RD, STONY POINT, NC 28678-9539
Document Number	0006152196
Book / Page	0615 / 2196
Map Reference	MB 6 PG 34
Instrument Date	Mar 29, 2019
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 DRUMSTAND RD, STONY POINT, NC 28678-9539

Mortgage

Document Number	0006152198
Date	Apr 4, 2019
Instrument	0615/2198

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Max Rate	6%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALEXANDER NC
Recording Date	Apr 4, 2019
Property Address	492 DRUMSTAND RD, STONY POINT, NC 28678-9539
Document Number	0006152194
Book / Page	000615 / 002194
Instrument Date	Mar 25, 2019
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 DRUMSTAND RD STONY POINT NC 286789539, STONY POINT, NC 28678-9539

Tax Assessment & Valuation

The 2026 property tax bill for 492 Drumstand Rd was $1,634, down 6.8% from the year before.

Source: Alexander County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alexander County
Unified School District	Alexander County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,634.00 (-6.84%)	$240,367 (-) Land $15,950 Building $224,417
2025	$1,754.00	$240,367 Land $15,950 Building $224,417
2023	$1,881.00	$218,826 Land $15,950 Building $202,876	$240,367 Land $15,950 Building $224,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 492 Drumstand Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 492 Drumstand Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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