492 Douglas Rd, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 492 Douglas Rd, Lowell, MA 01852

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,469 sqft · built 1962
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$112,000 (Jun 2015)
Tax Bill$5,844 (2026)
Deeds & MortgagesSep 2020 Refinance
Flood ZoneZone X (moderate risk)
APNH07240

Property Details

APN / Parcel Number

Primary APNH07240
Alternative APNs
  • LOWE M:252 B:1840 L:492
  • M:000252 T:H07240

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,469 sqft Living Area
Gross Area2,580 sqft
1st Floor Area816 sqft
Basement Area816 sqft
Unfinished Basement816 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberH07240
Street Address492 DOUGLAS RD
CityLOWELL
StateMA
Zip01852-4314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSSF
Legal Block1840
Legal Lot Number492
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3018
Census Tract312502

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address492 DOUGLAS RD, LOWELL, MA 01852-4314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2015 · Amount on Record
Deed SaleJun 2, 2015 · Amount on Record
Prior SaleMay 7, 1962 · Amount on Record
Deed Book / Page29104 / 196
Transfer Doc029104-196
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address492 DOUGLAS RD, LOWELL, MA 01852-4314
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number34598-153
DateSep 9, 2020
Book Page34598/153
Instrument43206
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,844.00 (+4.12%)$514,900 (+5.32%) Land $219,900 Building $295,000$531,992 (-4.32%)
2025$5,613.00 (+6.73%)$488,900 (+10.71%) Land $205,500 Building $283,400$556,035 (+4.67%)
2024$5,259.00 (+2.69%)$441,600 (+7.11%) Land $184,900 Building $256,700$531,240
2023$5,121.00$412,300 Land $160,800 Building $251,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1978–1979)
Most Recent ClaimJan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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