492 Deercroft Ln, Orange Park, FL 32065 Property Records

Clay County property record for 492 Deercroft Ln, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,500 sqft · built 2015
Lot Size	0.1 acres (4,399 sqft)
Owner	Individual Name on File
Last Sale	$267,800 (Dec 2018)
Tax Bill	$4,953 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-04-24-005524-017-66`

Property Details

APN / Parcel Number

Primary APN	`01-04-24-005524-017-66`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,500 sqft Heated Area
Gross Area	3,100 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,399 sqft (0.1 acres)
Garage Area	420 sqft
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	492 DEERCROFT LN
City	ORANGE PARK
State	FL
Zip	32065-5622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 682 FOREST HAMMOCK UNIT 2@ OAKLEAF PLANTATION AS REC OR 4150 PG 178
Legal Range	24
Legal Township	04
Legal Section	01
Legal Subdivision	FOREST HAMMOCK/OAKLEAF #2
Legal Lot Number	682
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2004
Census Tract	30205

Owner

492 Deercroft Ln is owned and occupied by an individual who bought it in December 2018.

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	492 DEERCROFT LN, ORANGE PARK, FL 32065-5622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 17, 2018	Warranty Deed, Transfer · VA Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2018 · Amount on File
Deed Sale	Dec 17, 2018 · Amount on File
Prior Sale	Jul 7, 2015 · Amount on File
Deed Document Number	2018065296
Deed Book / Page	4150 / 0178
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	492 DEERCROFT LN, ORANGE PARK, FL 32065-5622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 DEERCROFT LN, ORANGE PARK, FL 32065-5622

Mortgage

Document Number	0043620998
Date	Oct 7, 2020
Book Page	4362/998
Instrument	2020052188

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 17, 2018
Property Address	492 DEERCROFT LN, ORANGE PARK, FL 32065-5622
Document Number	0041500178
Book / Page	4150 / 0178
Map Reference	MB55 PG10-41
Instrument Date	Dec 10, 2018
Instrument	2018065296
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	VANGUARD TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18423 WEEPING SPRING DR, 18423, CYPRESS, TX 77429-7343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 DEERCROFT LN, ORANGE PARK, FL 32065-5622

Mortgage

Document Number	2018065297
Date	Dec 17, 2018
Instrument	2018065297

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,953.00 (-9.9%) Homeowner's exemption	$364,907 (+0.44%) Land $60,000 Building $304,907	$364,907 (+0.44%) Land $60,000 Building $304,907
2023	$5,497.00 (+10.63%)	$363,297 (+7.68%) Land $60,000 Building $303,297	$363,297 (+7.68%) Land $60,000 Building $303,297
2022	$4,969.00	$337,387 Land $45,000 Building $292,387	$337,387 Land $45,000 Building $292,387

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 492 Deercroft Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	80 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 492 Deercroft Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, Hotwire Communications, Verizon.

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