Laurens County property record for 492 Cunningham Slough Rd, Waterloo, SC 29384
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.523 acres (22,798 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Sep 2017) |
| Tax Bill | $1,251 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 339-01-01-011 |
| Primary APN | 339-01-01-011 |
|---|---|
| Alternative APNs |
|
| Lot Area | 22,798 sqft (0.523 acres) |
|---|
| Street Address | 492 CUNNINGHAM SLOUGH RD |
|---|---|
| City | WATERLOO |
| State | SC |
| Zip | 29384-5004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 BLK C ROSEMONT SUB |
| Legal Subdivision | ROSEMONT SUB |
| Legal Block | C |
| Legal Lot Number | 5 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 921001 |
Source: Laurens County records, as of February 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 492 CUNNINGHAM SLOUGH RD, WATERLOO, SC 29384-5004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Sep 28, 2017 | Warranty Deed, Transfer · Conventional with PMI TD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2017 · Amount on Record |
| Deed Sale | Sep 28, 2017 · Amount on Record |
| Deed Document Number | 20179079 |
| Deed Book / Page | 1345 / 177 |
| Prior Transfer Date | Sep 21, 2017 |
| Prior Transfer Doc | 0D13450177 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 492 CUNNINGHAM SLOUGH RD, WATERLOO, SC 29384-5004 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0M27450024 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | M2745/24 |
| Instrument | 2021008789 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Sep 28, 2017 |
| Property Address | 492 CUNNINGHAM SLOUGH RD, WATERLOO, SC 29384-5004 |
| Document Number | 0013450177 |
| Book / Page | 001345 / 000177 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 9079 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 492 CUNNINGHAM SLOUGH RD WATERLOO SC 29384, WATERLOO, SC 29384 |
| Document Number | 23800231 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 002380/000231 |
| Instrument | 9080 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2047 |
Source: Laurens County assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,251.00 (+4.51%) | $7,180 (-) Land $3,800 Building $3,380 | |
| 2024 | $1,197.00 (+44.39%) | $7,180 (+571.03%) Land $3,800 Building $3,380 | |
| 2023 | $829.00 (-16.77%) | $1,070 (-82.57%) Land $354 Building $716 | $17,900 (-88.34%) Building $17,900 |
| 2022 | $996.00 | $6,140 Land $3,800 Building $2,340 | $153,500 (-14.48%) Land $95,000 Building $58,500 |
| 2021 | $179,500 Land $95,000 Building $84,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures