492 Co Rte 35, Potsdam, NY 13676 Property Records

St. Lawrence County and Potsdam Town property record for 492 Co Rte 35, Potsdam, NY 13676

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,448 sqft · built 2019
Lot Size2.8 acres (121,968 sqft)
OwnerIndividual Name on Record
Last Sale$4,500 (Nov 2014)
Tax Bill$11,565 (2026)
Deeds & MortgagesNov 2021 Mortgage
Apr 2018 Mortgage
APN407489 89.002-2-7.3

Property Details

APN / Parcel Number

Primary APN407489 89.002-2-7.3
Alternative APN
  • 748908900200020070030000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area2,448 sqft Living Area
1st Floor Area1,008 sqft
2nd Floor Area1,440 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area121,968 sqft (2.8 acres)
Lot Width498 ft Width
Garage TypeMixed
Garage Area672 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area192 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHot Water
SewerSeptic
Water SourceWell

Location & Zoning

Account Number407489 89.002-2-7.3
Street Address492 COUNTY ROUTE 35
CityPOTSDAM
StateNY
Zip13676-3281
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1.0
Legal Block2
Legal Lot Number7.003
JurisdictionST LAWRENCE NY
Township / Civil DivisionPOTSDAM
Census Block Group1
Census Block1046
Census Tract490800

Owner

Source: St. Lawrence County and Potsdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address492 COUNTY ROUTE 35, POTSDAM, NY 13676-3281
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
ST LAWRENCE FCU
Apr 13, 2018Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2014 · Amount on Record
Deed SaleNov 14, 2014 · Amount on Record
Prior SaleNov 14, 2014 · Amount on Record
Deed Book / Page2014 / 15895
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LAWRENCE NY
Property Address492 COUNTY ROUTE 35, POTSDAM, NY 13676-3281
Transaction TypeMortgage
Record UpdatedDec 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address492 COUNTY ROUTE 35, POTSDAM, NY 13676-3281

Mortgage

Document Number16207
DateNov 29, 2021
InstrumentR-2021-00016207
Lender
NameST LAWRENCE FCU
TypeCredit Union
AddressOGDENSBURG, NY 13669
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term133 Months
DueDec 1, 2032

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LAWRENCE NY
Property Address492 COUNTY ROUTE 35, POTSDAM, NY 13676-3281
Document Number0000004703
Instrument DateApr 13, 2018
Transaction TypeMortgage
Record UpdatedMay 7, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address492 COUNTY ROUTE 35 POTSDAM NY 136763281, POTSDAM, NY 13676-3281

Mortgage

Document Number0000004703
DateApr 20, 2018
Instrument4703
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 19, 2048

Tax Assessment & Valuation

Source: St. Lawrence County and Potsdam Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountySt. Lawrence County
County SubdivisionPotsdam Town
Unified School DistrictPotsdam Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,565.00 (+2.04%)
2025$11,334.00$420,000 (+84.53%) Land $31,800 Building $388,200$420,000 (+36.56%) Land $31,800 Building $388,200
2023$227,600 Land $32,800 Building $194,800$307,568 Land $44,324 Building $263,244

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
SLICFiber
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rte 35

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