492 Circle Dr, Torrington, CT 06790 Property Records

Torrington City property record for 492 Circle Dr, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,666 sqft · built 1965
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Jul 2026)
Tax Bill	$7,343 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2019 Refinance + 2 more
APN	`10135`

Property Details

APN / Parcel Number

Primary APN	`10135`
Alternative APNs	`TORR M:140 B:011 L:023` `010135`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,666 sqft Living Area
Gross Area	4,395 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10135
Street Address	492 CIRCLE DR
City	TORRINGTON
State	CT
Zip	06790-5928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S
Legal Subdivision	CANDLEWOOD CONDO
Legal Block	11
Legal Lot Number	23
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	3
Census Block	3012
Census Tract	310602

Owner

492 Circle Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Torrington City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	492 CIRCLE DR, TORRINGTON, CT 06790-5928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST COMMUNITY BANK
Mar 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance THOMASTON SAVINGS BANK
Feb 28, 2018	Warranty Deed, Transfer
Jul 19, 2017	Foreclosure, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on File
Deed Sale	Jul 27, 2026 · Amount on File
Prior Sale	Feb 28, 2018 · Amount on File
Deed Document Number	2026511611
Deed Book / Page	1466 / 479
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jul 27, 2026
Property Address	492 CIRCLE DR, TORRINGTON, CT 06790-5928
Document Number	0000511611
Book / Page	1466 / 479
Instrument Date	Jul 10, 2026
Instrument	2026511611
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 CIRCLE DR, TORRINGTON, CT 06790-5928

Mortgage

Date	Jul 27, 2026

Lender

Name	NORTHWEST COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.52%
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	492 CIRCLE DR, TORRINGTON, CT 06790-5928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1282-416
Date	Mar 7, 2019
Book Page	1282/416
Instrument	2019-445024

Lender

Name	THOMASTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Feb 28, 2018
Property Address	492 CIRCLE DR, TORRINGTON, CT 06790-5928
Document Number	1261-1038
Book / Page	001261 / 001038
Instrument Date	Feb 19, 2018
Instrument	436114
Transaction Type	Transfer
Record Updated	Oct 23, 2018

Transaction

Amount	Amount on Record
Tax	$114.40
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 BLACK ROCK RD WATERTOWN CT 067951417, WATERTOWN, CT 06795-1417

July 2017: Foreclosure, Transfer

Document Type	Foreclosure
Jurisdiction	TORRINGTON CT
Recording Date	Jul 19, 2017
Property Address	492 CIRCLE DR, TORRINGTON, CT 06790-5928
Document Number	1251-645
Book / Page	001251 / 000645
Instrument Date	Jul 18, 2017
Instrument	432521
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	492 CIRCLE DR TORRINGTON CT 067905928, TORRINGTON, CT 06790-5928

Tax Assessment & Valuation

The 2026 property tax bill for 492 Circle Dr was $7,343, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,343.00 (-12.98%)	$219,450 (-) Land $30,520 Building $188,930	$359,634 (+134.11%)
2025	$8,438.00	$219,450 Land $30,520 Building $188,930	$153,615 Land $21,364 Building $132,251
2024	$8,438.00 (+58.85%)
2023	$5,312.00 (+1.74%)	$110,750 (-) Land $30,550 Building $80,200
2022	$5,221.00	$110,750 Land $30,550 Building $80,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 492 Circle Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 492 Circle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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