492 Chestnut St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 492 Chestnut St, Needham, MA 02492 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 1,755 sqft · built 2023
Lot Size	0.427 acres (18,600 sqft)
Owner	Individual Name on File
Last Sale	$2,500,000 (Apr 2024)
Tax Bill	$25,402 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:0420000600000`

Property Details

APN / Parcel Number

Primary APN	`M:0420000600000`
Alternative APN	`NEED M:042.0 B:0006 L:0000.0`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,755 sqft Living Area
Gross Area	3,812 sqft
1st Floor Area	962 sqft
Basement Area	962 sqft
Unfinished Basement	962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,600 sqft (0.427 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	492 CHESTNUT ST
City	NEEDHAM
State	MA
Zip	02492-2825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	6
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	2
Census Block	2007
Census Tract	403300

Owner

Source: Norfolk County and Needham Town records · APN M:0420000600000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	492 CHESTNUT ST, NEEDHAM, MA 02492-2825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Mar 30, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DEDHAM INSTITUTION FOR SAVINGS
Nov 15, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 16, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2024 · Amount on Record
Deed Sale	Apr 01, 2024 · Amount on Record
Prior Sale	Mar 30, 2023 · Amount on Record
Deed Book / Page	41706 / 101
Prior Transfer Date	Nov 08, 2021
Prior Transfer Doc	40066-569
Record Updated	Sep 20, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Apr 01, 2024
Property Address	492 CHESTNUT ST, NEEDHAM, MA 02492-2825
Document Number	041706-101
Book / Page	41706 / 101
Instrument Date	Apr 01, 2024
Instrument	18800
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 CHESTNUT ST, NEEDHAM, MA 02492-2825

Mortgage

Document Number	0000018801
Date	Apr 01, 2024
Instrument	18801

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Mar 30, 2023
Property Address	492 CHESTNUT ST, NEEDHAM, MA 02492-2825
Document Number	041118-526
Book / Page	41118 / 526
Instrument Date	Mar 30, 2023
Instrument	17918
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WOODRUFF RD, WALPOLE, MA 02081-3915

Mortgage

Document Number	0000017920
Date	Mar 30, 2023
Instrument	17920

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Nov 15, 2021
Property Address	492 CHESTNUT ST, NEEDHAM, MA 02492-2825
Document Number	40066-569
Book / Page	40066 / 569
Instrument Date	Nov 08, 2021
Instrument	144641
Transaction Type	Transfer
Record Updated	Dec 03, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 CHESTNUT ST, NEEDHAM, MA 02492-2825

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	492 CHESTNUT ST, NEEDHAM, MA 02492-2825
Document Number	35655-61
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35655-61
Date	Dec 07, 2017
Book Page	035655/000061
Instrument	116941

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 06, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,402.00 (+195.85%)	$2,396,400 (+263.97%) Land $698,700 Building $1,697,700	$2,624,945 (+12.88%)
2024			$2,325,410
2023	$8,586.00	$658,400 Land $464,400 Building $194,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250214033002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 450 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000
Radiate Holdings	Cable	1,500 / 50
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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