492 Central St, Stoughton, MA 02072 Property Records

Norfolk County and Stoughton Town property record for 492 Central St, Stoughton, MA 02072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,443 sqft · built 1965
Lot Size	0.429 acres (18,687 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Mar 2012)
Tax Bill	$6,297 (2026)
Deeds & Mortgages	Sep 2021 Refinance Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`79_022`

Property Details

APN / Parcel Number

Primary APN	`79_022`
Alternative APN	`STOU M:0079 B:0022 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,443 sqft Living Area
Gross Area	3,208 sqft
Basement Area	962 sqft
Unfinished Basement	962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,687 sqft (0.429 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	79_022
Street Address	492 CENTRAL ST
City	STOUGHTON
State	MA
Zip	02072-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	22
Jurisdiction	STOUGHTON MA
Township / Civil Division	STOUGHTON
Census Block Group	2
Census Block	2010
Census Tract	456102

Owner

Source: Norfolk County and Stoughton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	492 CENTRAL ST, STOUGHTON, MA 02072-1901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance ENVISION BANK
Sep 7, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance ENVISION BANK
Jun 12, 2019	Deed of Trust, Mortgage · Balloon Mortgage ENVISION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2012 · Amount on Record
Deed Sale	Mar 15, 2012 · Amount on Record
Deed Book / Page	29756 / 469
Last Transfer Date	Aug 31, 2021
Transfer Doc	0039822-28
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOUGHTON MA
Recording Date	Sep 7, 2021
Property Address	492 CENTRAL ST, STOUGHTON, MA 02072-1901
Document Number	0039822-28
Book / Page	39822 / 28
Instrument Date	Aug 31, 2021
Instrument	116110
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 CENTRAL ST, STOUGHTON, MA 02072-1901
Investor	Possibly a Property Investor

Mortgage

Document Number	0000116111
Date	Sep 7, 2021
Instrument	116111

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOUGHTON MA
Recording Date	Sep 7, 2021
Property Address	492 CENTRAL ST, STOUGHTON, MA 02072-1901
Document Number	39822-28
Book / Page	39822 / 28
Instrument Date	Aug 31, 2021
Instrument	116110
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 CENTRAL ST, STOUGHTON, MA 02072-1901

Mortgage

Document Number	39822-30
Date	Sep 7, 2021
Book Page	39822/30
Instrument	116111

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOUGHTON MA
Property Address	492 CENTRAL ST, STOUGHTON, MA 02072-1901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36871-391
Date	Jun 12, 2019
Book Page	36871/391
Instrument	46472

Lender

Name	ENVISION BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2044

Tax Assessment & Valuation

Source: Norfolk County and Stoughton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Stoughton Town
Unified School District	Stoughton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,297.00 (+3.26%)	$533,200 (+8.24%) Land $229,200 Building $304,000	$571,374 (+21.02%)
2025	$6,098.00 (+3.16%)	$492,600 (+6.1%) Land $209,400 Building $283,200	$472,150 (+6.7%)
2024	$5,911.00 (+3.03%)	$464,300 (+9.66%) Land $191,300 Building $273,000	$442,510
2023	$5,737.00	$423,400 Land $176,900 Building $246,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOUGHTON WATER DEPARTMENT serves 29,281 people · EPA ID MA4285000
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	1.37 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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