492 Broadway, Newport, RI 02840 Property Records

Newport City property record for 492 Broadway, Newport, RI 02840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,785 sqft · built 1900
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Trust Names on File
Last Sale	$230,000 (Jan 2012)
Tax Bill	$4,583 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R00544`

Property Details

APN / Parcel Number

Primary APN	`R00544`
Alternative APN	`NEWP M:007 B:0013 L:4`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,785 sqft Living Area
Gross Area	2,874 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,500 sqft (0.103 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R00544
Street Address	492 BROADWAY
City	NEWPORT
State	RI
Zip	02840-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	13
Legal Lot Number	4
Jurisdiction	NEWPORT RI
Township / Civil Division	NEWPORT
Census Block Group	1
Census Block	1005
Census Tract	40600

Owner

492 Broadway is owner-occupied and held in a trust since October 2025.

Source: Newport City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	492 BROADWAY, NEWPORT, RI 02840-1730
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · ARM COASTAL ONE CREDIT UNION
Nov 13, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2012 · Amount on File
Deed Sale	Jan 9, 2012 · Amount on File
Prior Sale	Sep 17, 2003 · Amount on File
Deed Book / Page	2223 / 114
Last Transfer Date	Oct 27, 2025
Transfer Doc	003281-281
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Property Address	492 BROADWAY, NEWPORT, RI 02840-1730
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003096-55
Date	Jun 28, 2022
Book Page	3096/55
Instrument	143603

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Type Change Date	Jul 1, 2032

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWPORT RI
Recording Date	Nov 13, 2025
Property Address	492 BROADWAY, NEWPORT, RI 02840-1730
Document Number	003281-281
Book / Page	3281 / 281
Instrument Date	Oct 27, 2025
Instrument	158817
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	492 BROADWAY, NEWPORT, RI 02840-1730

Tax Assessment & Valuation

The 2025 property tax bill for 492 Broadway was $4,583.

Source: Newport City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Newport City
Unified School District	Newport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,583.00	$638,300 Land $122,100 Building $516,200	$807,246
2023	$4,337.00 (+3.24%)	$437,200 (-) Land $96,500 Building $340,700
2022	$4,201.00	$437,200 Land $96,500 Building $340,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 492 Broadway in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 492 Broadway has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 980 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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