492 Andrew Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 492 Andrew Ave, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1944
Lot Size	0.253 acres (11,000 sqft)
Owner	Company Name on Record
Last Sale	$308,000 (Sep 1998)
Tax Bill	$5,777 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`216-072-06-00`

Property Details

APN / Parcel Number

Primary APN	`216-072-06-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Lot Area	11,000 sqft (0.253 acres)
View / Lot	Good

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	492 ANDREW AVE
City	ENCINITAS
State	CA
Zip	92024-1133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 16 DOC104351REC69 IN TR 002063
Legal Subdivision	AVOCADO ACRES
Legal Tract	002063
Legal Block	1
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	17601

Owner

Source: San Diego County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	492 ANDREW AVE, ENCINITAS, CA 92024-1133
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Dec 4, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK
Sep 21, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK
Feb 18, 2020	Quit Claim Deed, Transfer AMROCK INC
Feb 18, 2020	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 1998 · Amount on Record
Deed Sale	Sep 10, 1998 · Amount on Record
Prior Sale	Aug 4, 1989 · Amount on Record
Deed Document Number	1998576465
Last Transfer Date	Oct 21, 2019
Transfer Doc	0000078686
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	492 ANDREW AVE, ENCINITAS, CA 92024-1133
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	492 ANDREW AVE, ENCINITAS, CA 92024-1133

Mortgage

Document Number	0000246210
Date	Jun 13, 2022
Instrument	2022-0246210

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	492 ANDREW AVE, ENCINITAS, CA 92024-1133
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000562555
Date	Dec 4, 2017
Instrument	2017-0562555

Lender

Name	FIRST CITIZENS BANK
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	492 ANDREW AVE, ENCINITAS, CA 92024-1133
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE NATIONAL COMMERC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000394523
Date	Sep 21, 2018
Instrument	2018-0394523

Lender

Name	FIRST BANK
Type	Bank
Address	TROY, NC 27371

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 18, 2020
Property Address	492 ANDREW AVE, ENCINITAS, CA 92024-1133
Document Number	0000078688
Instrument Date	Oct 21, 2019
Instrument	78688
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	492 ANDREW AVE ENCINITAS CA 920241133, ENCINITAS, CA 92024-1133

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 18, 2020
Property Address	492 ANDREW AVE, ENCINITAS, CA 92024-1133
Document Number	0000078686
Instrument Date	Oct 21, 2019
Instrument	78686
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	492 ANDREW AVE ENCINITAS CA 920241133, ENCINITAS, CA 92024-1133

Mortgage

Document Number	78687
Date	Feb 18, 2020
Instrument	78687

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$492,486 (+2%) Land $479,710 Building $12,776
2025	$5,777.00 (+7.92%) Homeowner's exemption	$482,830 (+4.04%) Land $470,304 Building $12,526
2023	$5,353.00 (+2.71%) Homeowner's exemption	$464,084 Land $452,043 Building $12,041
2022	$5,212.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ting, Verizon.

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