Benton County property record for 492 3rd St SW, Rice, MN 56367
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 1,076 sqft · built 2004 |
| Lot Size | 0.303 acres (13,213 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,332 (2026) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15.00572.00 |
| Primary APN | 15.00572.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,076 sqft Living Area |
| 1st Floor Area | 1,076 sqft |
| Basement Area | 610 sqft |
| Finished Basement | 610 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 13,213 sqft (0.303 acres) |
| Garage Area | 2,526 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 492 3RD ST SW |
|---|---|
| City | RICE |
| State | MN |
| Zip | 56367-8829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SECT-32 TWP-038 RANGE-031 WALNUT RIDGE PLAT 2 LOT-004 BLOCK-003 |
| Legal Range | 031 |
| Legal Township | 038 |
| Legal Section | 32 |
| Legal Subdivision | WALNUT RIDGE |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | RICE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 20203 |
Source: Benton County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 492 3RD ST SW, RICE, MN 56367-8829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 492 3RD ST SW, RICE, MN 56367-8829 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2021 |
| Title Company | RAINS COUNTY ABSTRACT AND TITLE, STEARNS CNTY ABSTRACT & TTL |
| Name | Verified Name |
|---|
| Document Number | 451941 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 451941 |
| Name | HARVEST BANK |
|---|---|
| Type | Bank |
| Address | KIMBALL, MN 55353 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2036 |
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | Rice City |
| Unified School District | Sauk Rapids-Rice Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,332.00 (+18.58%) Homeowner's exemption | $312,600 (+8.92%) Land $30,000 Building $282,600 | $312,600 (+8.92%) Land $30,000 Building $282,600 |
| 2023 | $2,810.00 | $287,000 Land $27,000 Building $260,000 | $287,000 Land $27,000 Building $260,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Apr 1997 · Severe Flooding, High Winds,severe Storms |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Rice serves 2,187 people · EPA ID MN1050002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Benton Cooperative Telephone Company Fiber | 250 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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