49198 County 3, Bemidji, MN 56601 Property Records

Hubbard County property record for 49198 County 3, Bemidji, MN 56601

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,944 sqft · built 2012
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Jan 2010)
Tax Bill	$3,176 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2020 Refinance + 1 more
APN	`08.13.00200`

Property Details

APN / Parcel Number

Primary APN	`08.13.00200`
Alternative APN	`43398`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,944 sqft Living Area
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	152,460 sqft (3.5 acres)
Lot Width	438 ft Width
Garage Area	1,856 sqft
Driveway	Driveway
Driveway Area	320 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Account Number	43398
Street Address	49198 COUNTY 3
City	BEMIDJI
State	MN
Zip	56601-3417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-13 TWP-145 RANGE-035 3.50 AC GL5 EX S880
Legal Range	35
Legal Township	145
Legal Section	13
Jurisdiction	HUBBARD MN
Township / Civil Division	FERN
Census Block Group	2
Census Block	2032
Census Tract	70100

Owner

49198 County 3 is owned and occupied by two individuals who bought it in January 2010.

Source: Hubbard County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49198 COUNTY 3, BEMIDJI, MN 56601-3417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Sep 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK OF BEMIDJI
Jan 24, 2018	Deed of Trust, Mortgage · Second Mortgage (Down Payment) THE FIRST NATIONAL BANK OF BEMIDJI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2010 · Amount on File
Deed Sale	Jan 12, 2010 · Amount on File
Prior Sale	Jan 12, 2010 · Amount on File
Deed Document Number	2010344161
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Recording Date	Jul 28, 2026
Property Address	49198 COUNTY 3, BEMIDJI, MN 56601-3417
Document Number	0000447664
Instrument Date	Jul 23, 2026
Instrument	2026447664
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49198 COUNTY 3, BEMIDJI, MN 56601-3417

Mortgage

Document Number	0000447664,
Date	Jul 28, 2026
Instrument	2026447664

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 15, 2036

Interest

Rate Type	Balloon
Rate	6.49%
Initial Type	Balloon
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	49198 COUNTY 3, BEMIDJI, MN 56601-3417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000411558
Date	Sep 16, 2020
Instrument	A000411558

Lender

Name	FIRST NATIONAL BANK OF BEMIDJI

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	49198 COUNTY 3, BEMIDJI, MN 56601-3417
Transaction Type	Mortgage
Record Updated	Jan 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, A000395323
Date	Jan 24, 2018
Instrument	A000395323

Lender

Name	THE FIRST NATIONAL BANK OF BEMIDJI
Type	Bank
Address	BEMIDJI, MN 56601

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	60 Months
Due	Jan 24, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 49198 County 3 was $3,176 with a homeowner's exemption.

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Fern Township
Unified School District	Bemidji Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,176.00 Homeowner's exemption
2025	$3,176.00	$428,500 Land $62,100 Building $366,400	$428,500 Land $62,100 Building $366,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 49198 County 3.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 49198 County 3 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 65% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on County 3

Nearby Streets

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