4919 Windsor Gate Ct, Morganton, NC 28655 Property Records

Burke County property record for 4919 Windsor Gate Ct, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,072 sqft · built 1995
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Apr 2014)
Tax Bill	$2,430 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit May 2026 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1764005427`

Property Details

APN / Parcel Number

Primary APN	`1764005427`
Alternative APN	`49039`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,072 sqft Living Area
1st Floor Area	742 sqft
Basement Area	416 sqft
Finished Basement	685 sqft
Unfinished Basement	416 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2002
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Exterior Amenities

Porch	Slab
Porch Area	162 sqft
Deck Area	328 sqft
Patio Area	418 sqft
Balcony Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4919 WINDSOR GATE CT
City	MORGANTON
State	NC
Zip	28655-7854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	4919 WINDSOR GATE CT MORGANTON, NC 28655
Legal Subdivision	EAST SHORES IV SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	LINVILLE
Census Block Group	2
Census Block	2028
Census Tract	20203

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4919 WINDSOR GATE CT, MORGANTON, NC 28655-7854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 6, 2026	Warranty Deed, Transfer · Construction Mortgage NONE LISTED ON DOCUMENT
Aug 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2014 · Amount on Record
Deed Sale	Apr 25, 2014 · Amount on Record
Deed Document Number	20143206
Deed Book / Page	2134 / 490
Last Transfer Date	Jul 28, 2021
Transfer Doc	0025600343
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	4919 WINDSOR GATE CT, MORGANTON, NC 28655-7854
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028510707
Date	Jan 27, 2026
Book Page	2851/707
Instrument	2026000710

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 6, 2026
Property Address	4919 WINDSOR GATE CT, MORGANTON, NC 28655-7854
Document Number	0026004101
Book / Page	2871 / 207
Instrument Date	May 6, 2026
Instrument	202626004101
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4919 WINDSOR GATE CT, MORGANTON, NC 28655-7854

Mortgage

Document Number	0026004101,
Date	May 6, 2026
Book Page	2871/210
Instrument	202626004101

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Nov 1, 2027

Interest

Rate	6.38%
Max Rate	-1%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Aug 4, 2021
Property Address	4919 WINDSOR GATE CT, MORGANTON, NC 28655-7854
Document Number	0025600343
Book / Page	2560 / 343
Map Reference	MB 10 PG 190
Instrument Date	Jul 28, 2021
Instrument	2021009222
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4919 WINDSOR GATE CT, MORGANTON, NC 28655-7854

Mortgage

Document Number	2021009223
Date	Aug 4, 2021
Instrument	2021009223

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,430.00 (+0.21%)	$356,258 (-) Land $75,900 Building $280,358	$356,258 (-) Land $75,900 Building $280,358
2025	$2,425.00 (-0.57%)	$356,258 (-) Land $75,900 Building $280,358	$356,258 (-) Land $75,900 Building $280,358
2023	$2,439.00	$356,258 Land $75,900 Building $280,358	$356,258 Land $75,900 Building $280,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST SHORES S/D private · serves 350 people · EPA ID NC0112148
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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