4919 Terrapin Blvd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4919 Terrapin Blvd, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,849 sqft · built 2007
Lot Size	0.148 acres (6,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,900 (Oct 2019)
Tax Bill	$5,692 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`143714`

Property Details

APN / Parcel Number

Primary APN	`143714`
Alternative APN	`312531084000010410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,849 sqft Heated Area
Gross Area	2,591 sqft
1st Floor Area	1,849 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,490 sqft (0.148 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Finished
Garage Area	536 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	143714
Street Address	4919 TERRAPIN BLVD
City	SAINT CLOUD
State	FL
Zip	34771-7504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	TURTLE CREEK PH 1A PB 19 PG 22-25 LOT 41
Legal Range	31E
Legal Township	25S
Legal Section	31
Legal Subdivision	TURTLE CREEK
Legal Phase	1A
Legal Tract	840
Legal Block	1
Legal Lot Number	41
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2061
Census Tract	43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7023 WILLIS AVE, VAN NUYS, CA 91405-3027
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2019	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HM LOANS
Mar 11, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2019 · Amount on Record
Deed Sale	Oct 7, 2019 · Amount on Record
Prior Sale	May 31, 2007 · Amount on Record
Deed Document Number	2019129382
Deed Book / Page	5601 / 2255
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 7, 2019
Property Address	4919 TERRAPIN BLVD, SAINT CLOUD, FL 34771-7504
Document Number	0056012255
Book / Page	005601 / 002255
Instrument Date	Sep 20, 2019
Instrument	129382
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	WATSON TITLE SERVICES INC, WATSON TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,770.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7023 WILLIS AVE VAN NUYS CA 914053027, VAN NUYS, CA 91405-3027

Mortgage

Document Number	56012257
Date	Oct 7, 2019
Book Page	005601/002257
Instrument	129383

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4919 TERRAPIN BLVD, SAINT CLOUD, FL 34771-7504
Document Number	0051220386
Book / Page	005122 / 000386
Instrument Date	Mar 11, 2017
Transaction Type	Mortgage
Record Updated	Apr 12, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4919 TERRAPIN BLVD ST CLOUD FL 347717504, ST CLOUD, FL 34771-7504

Mortgage

Document Number	0051220386
Date	Mar 27, 2017
Book Page	005122/000386
Instrument	46152

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,692.00 (+10.33%)	$317,800 (+0.95%) Land $75,000 Building $242,800	$317,800 (+0.95%) Land $75,000 Building $242,800
2023	$5,159.00 (+11.21%)	$314,800 (+13.98%) Land $65,000 Building $249,800	$314,800 (+13.98%) Land $65,000 Building $249,800
2022	$4,639.00	$276,200 Land $60,000 Building $216,200	$276,200 Land $60,000 Building $216,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: CenturyLink, Verizon, Xfinity.

Nearby Properties on Terrapin Blvd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures