4919 Payne Rd, Hurlock, MD 21643 Property Records

Dorchester County property record for 4919 Payne Rd, Hurlock, MD 21643 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,470 sqft · built 2000
Lot Size	7.06 acres (307,534 sqft)
Owner	Individual Name on File
Last Sale	$279,000 (Sep 2018)
Tax Bill	$3,080 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-005725`

Property Details

APN / Parcel Number

Primary APN	`12-005725`
Alternative APN	`005725`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,470 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	307,534 sqft (7.06 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	14 sqft
Deck Area	288 sqft
Shed	1 Shed
Shed Area	600 sqft
Stable	464 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	005725
Street Address	4919 PAYNE RD
City	HURLOCK
State	MD
Zip	21643-3757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7-7.062 ACRES S/S PAYNE ROAD N OF MILLIGANTOWN ROAD
Legal Subdivision	COLLINS FARM SUBDIVISION
Legal Lot Number	7
Jurisdiction	DORCHESTER MD
Township / Civil Division	12, WILLIAMSBURG
Census Block Group	1
Census Block	1023
Census Tract	970200

Owner

Source: Dorchester County records · APN 12-005725

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4919 PAYNE RD, HURLOCK, MD 21643-3757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 05, 2018 · Amount on Record
Deed Sale	Sep 05, 2018 · Amount on Record
Prior Sale	Mar 13, 2013 · Amount on Record
Deed Book / Page	1481 / 160
Record Updated	Sep 20, 2026

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Sep 05, 2018
Property Address	4919 PAYNE RD, HURLOCK, MD 21643-3757
Document Number	0014810160
Book / Page	1481 / 160
Map Reference	CAB PLC42 FO272
Instrument Date	Aug 31, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	REAL ESTATES TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4919 PAYNE RD, HURLOCK, MD 21643-3757

Mortgage

Document Number	0001481167
Date	Sep 05, 2018
Instrument	1481/167

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Sep 01, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.62%
Index	1-Year LIBOR
Max Rate	9.62%

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,967 (+16.43%)	$301,400 (+22.47%) Land $48,000 Building $253,400
2025	$3,080.00 (+11.51%)
2023	$2,762.00	$243,033	$246,100 Land $48,000 Building $198,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), updated April 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240199702001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force 2 of 3 on primary residences

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.