Macomb County property record for 4919 Gerald St, Warren, MI 48092
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,171 sqft · built 1962 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,459 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Sep 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-13-17-177-032 |
| Primary APN | 12-13-17-177-032 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,171 sqft Living Area |
| Gross Area | 1 sqft |
| 1st Floor Area | 1,171 sqft |
| Basement Area | 1,171 sqft |
| Unfinished Basement | 1,169 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 131 ft deep x 55 ft wide |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 4919 GERALD ST |
|---|---|
| City | WARREN |
| State | MI |
| Zip | 48092-3481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-C |
| Legal Description | KINGSWOOD SUBDIVISION NO. 2" LOT 272 L.45 P.21-22 |
| Legal Subdivision | KINGSWOOD SUBDIVISION |
| Legal Lot Number | 272 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | WARREN |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 262200 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4919 GERALD ST, WARREN, MI 48092-3481 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Sep 30, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Mar 2, 2022 | Deed of Trust, Mortgage · Line of Credit ST GEORGE CAPITAL LLC |
| Oct 9, 2018 | Quit Claim Deed, Transfer MAGNUS TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 3, 2018 |
| Transfer Doc | 0000111447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 4919 GERALD ST, WARREN, MI 48092-3481 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4919 GERALD ST, WARREN, MI 48092-3481 |
| Document Number | 2600001871 |
|---|---|
| Date | Jan 7, 2026 |
| Book Page | 30466/493 |
| Instrument | 202600001871 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 4919 GERALD ST, WARREN, MI 48092-3481 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4919 GERALD ST, WARREN, MI 48092-3481 |
| Document Number | 2200112812 |
|---|---|
| Date | Sep 30, 2022 |
| Book Page | 28835/451 |
| Instrument | 202200112812 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48098 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 15, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 4919 GERALD ST, WARREN, MI 48092-3481 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4919 GERALD ST, WARREN, MI 48092-3481 |
| Document Number | 2200028720 |
|---|---|
| Date | Mar 2, 2022 |
| Book Page | 28464/169 |
| Instrument | 202200028720 |
| Name | ST GEORGE CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHFIELD, MI 48034 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Oct 9, 2018 |
| Property Address | 4919 GERALD ST, WARREN, MI 48092-3481 |
| Document Number | 0000011447 |
| Book / Page | 025616 / 000333 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 11447 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2018 |
| Title Company | MAGNUS TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4919 GERALD ST WARREN MI 480923481, WARREN, MI 48092-3481 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Warren City |
| Unified School District | Warren Consolidated Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,720 (+2.11%) | $227,440 (+2.11%) | |
| 2025 | $3,459.00 (+14.88%) Homeowner's exemption | $111,370 (+29.35%) | $222,740 (+29.35%) |
| 2023 | $86,100 | $172,200 | |
| 2022 | $3,011.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WARREN serves 134,056 people · EPA ID MI0006900 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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