4919 Cypress Hammock Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4919 Cypress Hammock Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details8 bd · 4 ba · 5,114 sqft · built 2014
Lot Size0.223 acres (9,714 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Oct 2019)
Tax Bill$6,183 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN157727

Property Details

APN / Parcel Number

Primary APN157727
Alternative APN
  • 172531316400011520

Interior

Bedrooms8 Beds
Full Baths4 Baths
Stories2 Stories
Building Area5,114 sqft Heated Area
Gross Area6,114 sqft
1st Floor Area2,370 sqft
Upper Floors Area2,744 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,714 sqft (0.223 acres)
Lot Dimensions125 ft deep x 77.8 ft wide
Garage TypeFinished
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number157727
Street Address4919 CYPRESS HAMMOCK DR
CitySAINT CLOUD
StateFL
Zip34771-8920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionEAST LAKE PARK PH 3-5 PB 20 PG 64-68 LOT 152
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionEAST LK PK PH 3-5
Legal Phase3-5
Legal Tract3164
Legal Block1
Legal Lot Number152
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1029
Census Tract43600

Owner

4919 Cypress Hammock Dr is owned and occupied by an individual who bought it in October 2019.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4919 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2019 · Amount on File
Deed SaleOct 25, 2019 · Amount on File
Prior SaleSep 22, 2016 · Amount on File
Deed Document Number2019138410
Deed Book / Page5612 / 0347
Record UpdatedJun 8, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 25, 2019
Property Address4919 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
Document Number0056120347
Book / Page5612 / 0347
Map ReferenceMB 20 PG 64-68
Instrument DateOct 21, 2019
Instrument2019138410
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyQUALITY TITLE & ESCROW LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9542 REYMONT ST, 9542, ORLANDO, FL 32827-3830

Transferred To (Grantee/Buyer)

NameVerified Name
Address4919 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920

Mortgage

Document Number0005612349
DateOct 25, 2019
Instrument5612/349
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4919 Cypress Hammock Dr was $6,183 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,183.00 Homeowner's exemption$435,766$635,400 Land $95,000 Building $540,400
2023$5,802.00 (+3.72%) Homeowner's exemption$411,151 (+3%)$624,000 (+14.45%) Land $95,000 Building $529,000
2022$5,594.00 Homeowner's exemption$399,176$545,200 Land $68,000 Building $477,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4919 Cypress Hammock Dr in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4919 Cypress Hammock Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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